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Insurance Partner
Statutory insurance coverage protecting employees against workplace injuries, accidents, and occupational risks with financial security.
What’s Covered
Workmen Compensation Policy provides financial protection to employees against workplace injuries, illnesses, or accidents. It covers medical expenses, disability benefits, and compensation payments, helping businesses comply with legal obligations, support workforce wellbeing, and maintain operational stability while fostering a safer and more secure working environment.
Provides compensation for employees suffering injuries while performing work-related duties. This includes medical expenses, rehabilitation costs, and wage replacement, ensuring employees receive timely support and businesses meet statutory obligations.
Covers illnesses contracted due to workplace conditions or exposure to harmful substances. This ensures employees affected by occupational hazards receive medical treatment and compensation without financial strain.
Pays for lost wages when employees are temporarily unable to work due to workplace injuries. This maintains workforce morale and financial stability during recovery periods.
Provides compensation for permanent disability or critical illnesses resulting from work-related accidents. This helps employees and their families maintain financial security and quality of life.
Covers compensation payments to the family or dependents of employees in the event of a work-related fatality. This ensures support during challenging times and reinforces employer responsibility.
Includes guidance on filing claims, documentation support, and dispute resolution. Advisory services ensure smoother claim processing and compliance with statutory regulations, reducing administrative burden on businesses.
Ensures financial support for injury or illness at work.
Meets statutory requirements under the Workmen Compensation Act.
Shows care for employees’ safety and wellbeing effectively.
Covers compensation costs and medical expenses reliably.
Minimises disruption from workplace accidents or illnesses.
Tailored solutions based on business type and workforce size.
How to Buy
Assess employee risk exposure, compare statutory compensation coverage, share workforce details, finalize limits, and activate compliant protection smoothly with expert guidance, documentation support, and timely policy issuance nationwide efficient services.
Instant & personalised
No impact on credit score
No hidden fees
Identify employee roles, wages, hazard levels, and statutory compensation requirements accurately clearly.
Review coverage options, premiums, and add-on benefits across providers.
Provide employee count, salary data, nature of work, locations, and claims history.
Confirm terms, complete payment, receive policy documents, and ensure statutory compliance immediately.
Faq’s
All employers with employees are advised to have Workmen Compensation Policy. It protects workers from injury, illness, or death while performing job duties, ensures statutory compliance, and reduces financial exposure for businesses across industries.
Coverage includes medical expenses, wage replacement, temporary and permanent disability benefits, death benefits, and occupational disease compensation. Claims are processed per statutory regulations and policy terms to safeguard employees and businesses alike.
Yes, under the Employees’ Compensation Act, most organisations with employees are legally required to maintain Workmen Compensation insurance to ensure protection against workplace injuries and liabilities.
Employees or employers report incidents to the insurer with necessary documentation. The insurer assesses the claim, reimburses medical expenses, and processes compensation for wage loss or disability efficiently.
Yes, policies can be tailored according to industry, workforce size, risk exposure, and workplace hazards. Customisation ensures relevant coverage for construction, manufacturing, services, and other sectors with varying operational risks.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
