Trusted IRDAI-Certified
Insurance Partner
Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.
What’s Covered
Hull Insurance protects vessels against physical loss or damage arising from maritime risks. It covers the ship’s structure, machinery, and equipment, helping ship owners manage repair costs, operational disruptions, and financial exposure during coastal or international navigation.
Covers accidental damage to the ship’s hull caused by collisions, grounding, or heavy weather. This ensures costly structural repairs are financially manageable.
Insures main engines, auxiliary machinery, and onboard equipment against sudden damage. It supports uninterrupted vessel operations and reduces unexpected maintenance expenses.
Provides protection against loss caused by onboard fire or explosion. This is critical for safeguarding high-value marine assets and crew safety.
Covers losses due to storms, waves, sinking, or capsizing. These natural maritime risks are integral to comprehensive hull protection.
Includes protection for damage caused to other vessels due to collision. This helps manage legal and repair costs arising from maritime incidents.
Covers reasonable expenses incurred to prevent or minimise loss. This encourages timely action during emergencies without financial hesitation.
Safeguards major marine investments.
Manages unexpected damage expenses.
Minimises downtime risks.
Protects against sea perils.
Controls operational losses.
Fits varied marine assets.
How to Buy
Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.
Instant & personalised
No impact on credit score
No hidden fees
Identify health, financial, and wellness requirements for your employees.
Review coverage options, premiums, and add-on benefits across providers.
Share employee lists and documents for customized plan evaluation.
Approve plan, complete payment, and initiate coverage for all employees.
Faq’s
Hull Insurance is essential for ship owners, operators, and charterers. It suits vessels involved in coastal trade, offshore activities, or international navigation where physical damage risks are significant.
Yes, it covers both partial damage and total loss, subject to policy terms. Total loss may include actual total loss or constructive total loss as defined in the policy.
No, crew injuries are not covered under Hull Insurance. Separate policies such as P&I insurance or crew personal accident insurance are required for crew-related liabilities.
Coverage is available, subject to survey, valuation, and insurer approval. Terms may vary based on vessel age, condition, and operational history.
Yes, coverage can be tailored based on vessel type, trading area, usage, and risk profile. Customisation ensures adequate and relevant protection.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019
Contactus@dishainsurance.com
9319222734
