Trusted IRDAI-Certified
Insurance Partner
Dispatch seamlessly. Annual sales turnover policy in India covers each shipment without per-consignment declarations.
Policy Coverage
High-volume businesses cannot afford gaps between shipments. The Marine STOP Policy for Businesses anchors protection to declared annual sales turnover, covering eligible dispatches automatically and reducing the need for individual shipment declarations.
Declared annual turnover defines the policy scope. Every eligible shipment is covered automatically, and coverage limits scale with revenue growth.
Covers cargo loss or damage from fire, theft, collision, and accidental handling across road and sea transit, reducing exposure from uninsured shipments.
Covers inland cargo across India and international shipments under CIF or FOB terms, giving businesses one single annual policy for all transit risk.
Each qualifying dispatch is covered automatically once transit begins — no declaration or prior notice is required, preventing delays and coverage gaps.
Coverage limits align with declared turnover and include configurable per-consignment thresholds for high-value, inter-depot, or job-work movements.
Claims are managed from survey to settlement with defined documentation requirements, ensuring timely registration and predictable recovery timelines.
Frees up operations from the admin.
Every dispatch auto-covered.
Lowers capital lock-in.
Ideal for frequent dispatchers.
Predictable annual cost line.
Adapts without renegotiation.
How to Buy
Our risk advisory team walks you through every stage, from turnover assessment and coverage design to documentation, insurer selection, and seamless policy activation across India.
Annual cargo exposure mapping
Advisory-led insurer selection
End-to-end policy documentation
Map annual sales, logistics routes, cargo type, and existing coverage gaps.
Evaluate limits, exclusions, insurer terms, and per-consignment coverage caps.
Provide turnover data, business profile, dispatch frequency, and prior claims history.
Confirm terms, pay premium, receive documents, and start coverage immediately.
Faq’s
Yes. Inland Transit Annual Policy India covers domestic cargo movements and CIF or FOB shipments under one Turnover-Based Marine Cargo Insurance framework.
Marine sales turnover policy exclusions India: inherent vice, improper packing, war risks, delays, wilful negligence. Hazardous cargo needs endorsements.
Annual sales turnover policy premium is a rate on declared turnover. Marine STOP Policy for Businesses collects a deposit premium adjusted at year-end.
Marine STOP policy India: invoice, packing list, lorry receipt, survey report. Annual Sales Turnover Policy India verifies quarterly declaration records. We have a dedicated portal for the same.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 1404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
+918796708683
