Services
<strong>Money </strong>Insurance

Trusted IRDAI-Certified
Insurance Partner

Money Insurance

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    What’s Included in Money Insurance

    Businesses handling cash face daily exposure to loss and theft. Many organisations look for the best insurance company for Money Insurance to protect cash in transit and on premises. This policy covers financial losses arising from burglary, robbery, or accidental causes, helping maintain liquidity and operational confidence.

    What is Included in the Plan

    Cash In Transit Coverage

    Covers loss of cash while being transported between offices, banks, or client locations. Protection applies against theft, robbery, or accidents during authorised transit activities.

    Cash At Premises Protection

    Insures cash stored at business premises during working and non-working hours. This helps protect daily collections, petty cash, and temporary cash holdings from unforeseen incidents.

    Robbery And Hold Up Losses

    Provides coverage for loss due to robbery, hold-up, or attempted theft involving force or threat. This is critical for retail outlets and cash-intensive businesses.

    Employee Carrying Cash Risk

    Covers loss of money carried by authorised employees during official duties. It reduces exposure arising from human movement and routine financial operations.

    Accidental Loss Coverage

    Protects against accidental loss or damage to cash during handling or transit. This ensures financial support even in non-criminal loss scenarios.

    Claims Assessment Support

    Includes professional assistance for loss verification and claims processing. This ensures transparent evaluation and timely settlement of genuine claims.

    Benefits of Our Money Insurance

    • Protects Cash Intensive Businesses

      Ideal for daily cash handling.

    • Reduces Financial Shock

      Covers sudden cash losses.

    • Supports Business Continuity

      Maintains liquidity flow.

    • Covers Transit And Storage

      All-round cash protection.

    • Improves Risk Management

      Strengthens internal controls.

    • Flexible Coverage Limits

      Aligned to cash exposure.

    How to Buy

    How to Buy Hull Insurance in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    What does Money Insurance typically cover?

    Money Insurance covers loss of cash due to robbery, theft, hold-up, or accidental causes while cash is in transit or stored at insured premises, subject to policy terms and defined limits.

    Is employee negligence covered under Money Insurance?

    Losses purely due to negligence without theft or accident are usually excluded. Coverage applies when loss results from insured events such as robbery, accident, or forcible incidents.

    Does the policy cover cash during bank deposits?

    Yes, cash is covered while being transported to or from banks, provided the transit is authorised and follows declared routes and conditions specified in the policy.

    Are limits different for cash at premises and transit?

    Yes, separate limits generally apply for cash at premises and cash in transit. These limits should be aligned with actual cash handling patterns to avoid underinsurance.

    Can Money Insurance be customised for business needs?

    Absolutely. Coverage can be structured based on business type, cash volume, transit frequency, and risk exposure, ensuring practical and relevant protection.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
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