Trusted IRDAI-Certified
Insurance Partner
Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.
What’s Covered
Bharat Sookshma Udyam Suraksha Policy provides small-scale businesses with protection against loss or damage to property, equipment, and stock due to fire, theft, or natural calamities. It ensures financial security, supports uninterrupted operations, and helps entrepreneurs recover quickly from unforeseen business disruptions.
Protects business premises, machinery, and stock against fire, lightning, explosions, and riots. This coverage ensures that small enterprises can rebuild or repair assets without significant financial strain after unexpected events.
Covers losses caused by floods, earthquakes, storms, and other natural disasters. The policy supports business continuity by enabling rapid recovery from damage to property and equipment.
Provides coverage for losses resulting from theft, burglary, or housebreaking at business premises. Compensation helps protect inventory, cash, and assets, ensuring financial stability after criminal incidents.
Covers accidental damage or breakdown of machinery, tools, and equipment essential to operations. This ensures businesses can resume activities quickly and minimise downtime.
Provides compensation for revenue loss due to temporary closure or operational disruption from covered perils. This helps maintain cash flow and reduces financial stress during recovery periods.
Includes guidance for filing claims, documentation, and dispute resolution. Professional support ensures smoother settlements and faster recovery for small business owners.
Covers damages to business buildings and assets efficiently.
Ensures financial protection against theft or natural damage.
Reduces downtime from breakdown or repair expenses.
Minimises operational disruption during unforeseen events.
Provides stability for small-scale enterprises during crises.
Tailored policies based on business size and risk.
How to Buy
Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.
Instant & personalised
No impact on credit score
No hidden fees
Identify health, financial, and wellness requirements for your employees.
Review coverage options, premiums, and add-on benefits across providers.
Share employee lists and documents for customized plan evaluation.
Approve plan, complete payment, and initiate coverage for all employees.
Faq’s
Small-scale business owners, shopkeepers, and micro-enterprises should consider this policy. It protects property, equipment, and stock from fire, theft, and natural calamities, ensuring financial security and continuity of operations.
Coverage includes fire, natural disasters, theft, machinery breakdown, business interruption, and claim support. The policy provides financial protection for assets and helps businesses recover quickly.
No, it is not legally required. However, it is highly recommended to safeguard assets, minimise financial risks, and maintain uninterrupted business operations.
Yes, machinery, tools, and stock are covered under the policy, subject to declared values and terms, ensuring essential business assets are financially protected.
Yes, policies can be tailored to the specific needs of small businesses based on type, size, asset value, and risk exposure, ensuring relevant protection aligned with operational and financial priorities.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019
Contactus@dishainsurance.com
9319222734
