Services
<strong>Term </strong>Insurance

Trusted IRDAI-Certified
Insurance Partner

Term Insurance

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    About Term Insurance

    Term insurance provides financial protection to beneficiaries in the event of the policyholder’s untimely death. Many individuals seek the best insurance company for Term Insurance to secure their family’s future, cover liabilities, and ensure peace of mind with cost-effective, long-term life coverage.

    What is Included in the Plan

    Death Benefit Payout Protection

    Provides a lump sum payout to the nominee upon the policyholder’s death during the policy term, ensuring financial security for family and dependents.

    Premium Payment Flexibility Options

    Allows policyholders to choose flexible payment modes, frequencies, and durations to suit personal financial planning while maintaining uninterrupted coverage.

    Optional Critical Illness Coverage Add-on

    Offers additional financial protection if the policyholder is diagnosed with covered critical illnesses during the policy term.

    Accidental Death And Disability Cover

    Enhances coverage with financial support in case of accidental death, permanent total, or partial disability.

    Policy Loan Facility Availability

    Enables policyholders to avail loans against the policy’s surrender value, providing liquidity in times of financial need.

    Tax Benefits And Compliance Advantages

    Policyholders can enjoy tax benefits under applicable laws on premiums paid and payout received, improving financial efficiency.

    Benefits of Term Insurance

    • Financial Security For Family

      Ensures dependents are financially protected after policyholder’s death.

    • Affordable Long-Term Coverage

      Provides high coverage at relatively low premiums.

    • Optional Critical Illness Add-on

      Additional protection against severe medical conditions.

    • Flexibility In Premium Payment

      Tailor payment frequency and duration to suit needs.

    • Tax Benefits On Premiums

      Enjoy deductions under applicable tax regulations.

    • Peace Of Mind Assured

      Family and liabilities remain financially protected.

    How to Buy

    How to Buy Hull Insurance in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    Who can buy term insurance?

    Any adult within the eligible age range can purchase term insurance, subject to health and financial evaluation requirements.

    What is the death benefit payout?

    The nominee receives a lump sum payout upon the policyholder’s death during the policy term, ensuring financial security.

    Can I include critical illness coverage?

    Yes, most insurers allow optional critical illness add-ons to cover specific medical conditions during the policy term.

    Is the premium fixed for the term?

    Premiums can be fixed or flexible depending on the policy type and selected options at the time of purchase.

    Can term insurance be renewed or converted?

    Many policies allow renewal beyond the initial term or conversion to permanent life insurance plans, subject to terms and age limits.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
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