Services
Fire <strong>Loss </strong>of Profit

Trusted IRDAI-Certified
Insurance Partner

Fire Loss of Profit

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    What’s Included in Fire Loss of Profit Insurance

    Fire Loss of Profit Insurance protects businesses from financial losses caused by fire-related damage to property, stock, or equipment that disrupts operations. It compensates for lost revenue, covers ongoing expenses, and ensures businesses can recover quickly while maintaining operational and financial stability.

    What is Included in the Plan

    Revenue Loss Due To Fire

    Covers loss of income resulting from fire-related damage that halts business operations. This ensures businesses can manage ongoing expenses and maintain financial stability during recovery.

    Fixed Costs And Operating Expenses

    Provides coverage for ongoing expenses such as salaries, rent, and utilities during the downtime caused by a fire. This helps businesses stay solvent while operations are restored.

    Extra Expenses For Recovery Efforts

    Covers additional costs incurred to restore operations quickly, including temporary relocation, hiring, or equipment rental. This ensures faster resumption of business activities.

    Inventory And Stock Loss Compensation

    Provides protection for loss or damage to inventory caused by fire. Businesses can replace stock without major financial burden, maintaining customer commitments.

    Business Interruption Due To Fire Damage

    Compensates for revenue lost during temporary closure or operational disruption caused by fire incidents, helping businesses maintain cash flow and financial health.

    Claims Assistance And Advisory Services

    Includes support for filing claims, documentation, and dispute resolution. Advisory services help ensure timely settlement and efficient recovery of lost profits.

    Benefits of Our Fire Loss of Profit Insurance

    • Protects Revenue During Fire

      Covers income lost due to operational disruption effectively.

    • Maintains Cash Flow Stability

      Supports financial obligations while business recovers from fire.

    • Covers Ongoing Operating Expenses

      Ensures salaries, rent, and utilities are paid reliably.

    • Supports Quick Business Recovery

      Facilitates fast resumption of operations after incidents.

    • Reduces Financial Exposure

      Minimises losses from fire-related interruptions efficiently.

    • Customisable For Industry Requirements

      Tailored policies based on business size and operations.

    How to Buy

    How to Buy Fire Loss of Profit in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should opt for Fire Loss of Profit Insurance?

    Businesses with physical premises, inventory, or equipment should consider this insurance. It protects against revenue losses caused by fire, ensuring financial stability, continuity of operations, and the ability to meet ongoing expenses during recovery periods.

    What does the policy cover?

    Coverage includes loss of income, fixed costs, extra expenses, inventory loss, and business interruption due to fire. Claims are settled per policy terms to help businesses resume operations efficiently.

    Is this policy mandatory?

    No, it is not legally required. However, it is highly recommended for businesses to safeguard revenue and operational continuity in case of fire incidents.

    Does it cover temporary relocation costs?

    Yes, extra expenses such as temporary relocation, equipment rental, or hiring staff to resume operations are included under the policy, ensuring minimal disruption to business activities.

    Can coverage be customised for different industries?

    Yes, policies can be tailored to the type of business, size, revenue, and operational needs, ensuring relevant protection aligned with industry requirements and financial priorities.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
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