Trusted IRDAI-Certified
Insurance Partner
Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.
What’s Covered
Machinery Breakdown Insurance protects businesses against sudden and accidental damage to critical equipment. It covers repair or replacement costs arising from mechanical or electrical failures, helping operations resume quickly while avoiding unexpected capital strain and prolonged production downtime.
Covers unforeseen mechanical breakdowns caused by internal defects, faulty lubrication, or operational stress. This ensures repair costs are managed without affecting routine business operations or maintenance budgets.
Provides coverage for damage due to short circuits, insulation failure, or electrical arcing. It supports businesses reliant on power-driven machinery and prevents heavy losses from electrical malfunctions.
Protects against accidental damage caused by human error during machine operation. This reduces financial exposure arising from mistakes made during routine or high-pressure working conditions.
Covers breakdown of boilers, pressure vessels, and related equipment. It ensures compliance-driven machinery remains protected from sudden failures that can disrupt manufacturing schedules.
Pays for actual repair or replacement of damaged machine parts. This helps businesses restore productivity quickly without compromising on quality or safety standards.
Offers expert inspection and claims assistance after breakdown incidents. Professional support ensures faster assessments, smoother settlements, and minimal operational disruption.
Ensures faster repair and restart.
Reduces capital expenditure shocks.
Safeguards against sudden breakdowns.
Keeps operations running smoothly.
Builds confidence in operations.
Fits diverse industrial setups.
How to Buy
Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.
Instant & personalised
No impact on credit score
No hidden fees
Identify health, financial, and wellness requirements for your employees.
Review coverage options, premiums, and add-on benefits across providers.
Share employee lists and documents for customized plan evaluation.
Approve plan, complete payment, and initiate coverage for all employees.
Faq’s
It covers sudden and accidental physical damage to machinery due to mechanical or electrical failure. This includes internal defects, short circuits, pressure-related failures, and operator errors, subject to policy terms and exclusions.
No, normal wear and tear, gradual deterioration, and routine maintenance issues are excluded. The policy is designed to cover unexpected breakdowns rather than predictable aging or servicing-related costs.
Manufacturing units, power plants, factories, hospitals, and processing industries benefit significantly. Any business dependent on heavy or specialised machinery should consider this coverage to protect operational continuity.
Yes, the policy covers repair or replacement of damaged machine parts. Coverage is typically based on the reinstatement value, helping restore equipment to its operational condition.
Yes, coverage can be tailored based on machinery type, usage, and risk exposure. Customisation ensures adequate protection aligned with business scale and operational complexity.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019
Contactus@dishainsurance.com
9319222734
