Services
<strong>Griha Raksha </strong>Policy

Trusted IRDAI-Certified
Insurance Partner

Griha Raksha Policy

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    What’s Included in Griha Raksha Policy

    Griha Raksha Policy provides comprehensive protection for homeowners against loss or damage to their property due to fire, natural calamities, theft, or other unforeseen events. It ensures financial security, peace of mind, and rapid recovery, helping families safeguard their most valuable asset—their home.

    What is Included in the Plan

    Fire And Allied Perils Coverage

    Covers loss or damage to the home caused by fire, lightning, explosions, or riots. This ensures homeowners can repair or rebuild without facing financial strain after unexpected events.

    Natural Calamity And Storm Protection

    Protects against damage from floods, earthquakes, storms, and cyclones. Coverage helps families recover quickly and maintain stability during unpredictable natural disasters.

    Theft And Burglary Safeguard

    Covers loss or damage caused by theft, burglary, or housebreaking. This provides compensation for stolen items and repairs, ensuring financial protection against property crimes.

    Accidental Damage And External Impact

    Protects against sudden accidental damages, including impact from vehicles, falling trees, or other external forces. This helps homeowners manage repair costs without affecting their savings.

    Temporary Accommodation And Relocation Expenses

    Covers costs for temporary housing if the home is uninhabitable due to covered damages. This ensures families can continue their lives comfortably during reconstruction or repairs.

    Legal And Claim Assistance Services

    Provides support for filing claims, documentation, and dispute resolution. Advisory services ensure faster settlement, reducing administrative burden and helping homeowners restore their property efficiently.

    Benefits of Our Griha Raksha Policy

    • Financial Protection Against Home Damage

      Covers repair and replacement costs after accidents or disasters.

    • Safeguards Against Theft And Burglary

      Protects homeowners from financial loss due to property crimes.

    • Covers Natural Calamities Efficiently

      Provides security during floods, storms, earthquakes, or cyclones.

    • Supports Temporary Relocation Needs

      Covers expenses if home is uninhabitable due to damage.

    • Reduces Stress During Unforeseen Events

      Ensures peace of mind for families and homeowners.

    • Customisable Coverage Based On Home

      Tailored policies according to property type, location, and risk.

    How to Buy

    How to Buy Griha Raksha Policy in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should opt for Griha Raksha Policy?

    Homeowners looking to protect their property and valuables from fire, natural disasters, theft, and accidental damage should opt for Griha Raksha Policy. It ensures financial security and smooth recovery after unforeseen events affecting their home.

    What does the policy cover?

    Coverage includes fire, natural calamities, theft, burglary, accidental damages, temporary accommodation, and legal support. Claims are processed based on policy terms, ensuring homeowners receive timely financial assistance for repair or replacement.

    Is Griha Raksha Policy mandatory?

    No, it is not legally mandatory, but highly recommended for protecting homes and valuable assets against financial losses from unexpected incidents or disasters.

    Are valuables like jewellery covered?

    Yes, most policies provide coverage for valuables, including jewellery, electronics, and furnishings, subject to policy terms, limits, and declarations made at the time of insurance purchase.

    Can coverage be customised for my home?

    Yes, policies can be tailored based on property type, construction material, location, and risk profile, ensuring relevant protection aligned with individual homeowner needs and asset value.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
    >