Services
<strong>Professional Indemnity</strong> Insurance

Trusted IRDAI-Certified
Insurance Partner

Professional Indemnity Insurance

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    About Professional Indemnity Insurance

    Professional Indemnity Insurance protects businesses and individuals against claims of negligence, errors, or omissions in the services they provide. It covers legal defence, settlements, and damages, helping professionals maintain credibility, safeguard finances, and continue delivering services with confidence across consulting, advisory, and technical industries.

    What is Included in the Plan

    Coverage For Professional Errors

    Protects against claims arising from mistakes, negligence, or omissions during service delivery. This ensures businesses and professionals can manage client disputes without compromising operational continuity or financial stability.

    Legal Defence And Representation Costs

    Covers lawyer fees, court expenses, and associated legal costs in defending covered claims. This ensures professionals can respond effectively to legal actions without diverting internal resources.

    Settlements And Damage Payments

    Pays for settlements or damages awarded to clients due to covered professional errors. This mitigates financial impact and helps maintain strong client relationships.

    Third Party Claim Protection

    Covers claims brought by clients, partners, or external stakeholders alleging professional negligence. This enables timely and effective resolution of disputes, reducing reputational and financial exposure.

    Breach Of Duty Or Contract Coverage

    Protects against claims resulting from failure to meet contractual obligations or professional standards. This is essential for consultants, IT professionals, and advisory firms providing expert services.

    Retroactive Coverage For Past Work

    Includes protection for claims arising from services rendered prior to the policy start date, subject to policy terms. This ensures ongoing protection against delayed or latent client claims.

    Benefits of Professional Indemnity Insurance

    • Safeguards Against Professional Mistakes

      Protects professionals from financial losses due to service errors.

    • Covers Legal Defence Costs

      Handles litigation expenses efficiently, reducing financial strain.

    • Maintains Client Confidence And Trust

      Supports long term business credibility and relationships.

    • Supports Compliance With Contracts

      Meets industry and client contractual requirements effectively.

    • Reduces Financial Risk Exposure

      Minimises impact of claims on revenues and assets.

    • Customisable For Various Industries

      Tailored policies for consulting, IT, advisory, and technical sectors.

    How to Buy

    How to Buy Professional Indemnity in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should opt for Professional Indemnity Insurance?

    Professional Indemnity Insurance is essential for consultants, IT professionals, advisors, and service providers. It protects against claims of negligence, errors, or omissions that may lead to financial loss for clients, safeguarding professional credibility and ensuring uninterrupted service delivery.

    What types of claims are covered?

    Claims include allegations of professional negligence, errors, omissions, breach of duty, or failure to meet contractual obligations. Coverage typically includes legal defence, settlements, and damages, subject to policy terms, exclusions, and defined coverage limits.

    Is Professional Indemnity Insurance mandatory?

    It is not legally required in most industries, but many clients, contracts, or regulators require proof of coverage. It is considered best practice for professionals seeking to mitigate risk and maintain credibility in their field.

    Does the policy cover past work?

    Yes, many policies provide retroactive coverage for services delivered before the policy start date. This protects professionals against delayed claims, errors discovered after project completion, or client disputes arising later.

    Can coverage be customised for different sectors?

    Yes, policies can be tailored based on industry, client profile, service type, and risk exposure. Customisation ensures the insurance aligns with specific professional practices, contractual requirements, and operational needs.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
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