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<strong>POSI Policy</strong>

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POSI Policy

When Investors Challenge Your IPO Disclosures, What Protects You? Helps manage legal and settlement costs when investors allege misstatements or omissions in offer documents and filings.

    What’s Covered

    Understanding Risks in Public Offerings

    An IPO or public offering can expose companies and their leadership to claims related to disclosure errors, misrepresentations, or professional negligence. POSI provides protection against the legal and financial impact of such allegations, helping organizations navigate public offerings with greater confidence.

    Inside Your POSI Protection

    Protection From Professional Negligence

    POSI policy coverage responds when errors, omissions, or negligent advice in professional services trigger investor or client loss. This blend of POSI and professional indemnity insurance India helps keep operations and reputation stable during disputes.

    Legal Defence and Litigation Support

    POSI insurance pays eligible lawyer fees, court costs, and other defense expenses when a covered claim is made. This reduces the strain on internal budgets so leadership can stay focused on running the business, not managing litigation cash flow.

    Settlement and Compensation Support

    When covered claims result in negotiated settlements or court‑awarded damages, POSI insurance coverage helps absorb the cost. This limits balance‑sheet volatility and supports ongoing investor and client relationships after an issue is resolved.

    Third‑Party Investor and Client Claims

    POSI policy coverage supports defense and resolution when external parties bring securities or professional services claims. It helps avoid protracted disputes that can distract leadership and weaken market confidence.

    Breach of Duty and Contract Claims

    Responds when companies or directors are accused of failing to meet contractual promises or governance responsibilities tied to a transaction. POSI insurance coverage helps manage such claims before they escalate into larger liability events.

    Retroactive and Past Deal Protection

    Retroactive POSI insurance helps close gaps where earlier advice, documents, or roadshow materials are questioned later by investors or regulators. It aligns with professional indemnity India practice, providing continuity across deal cycles.

    How POSI Insurance Protects You

    • Protects From Negligent Acts and Omissions

      POSI insurance coverage limits loss from negligent advice or errors.

    • Covers Legal Defense and Court Expenses

      POSI policy coverage funds expert defense, controlling legal cash outflow.

    • Supports Strong Investor and Client Confidence

      Swift POSI insurance coverage helps preserve investor and client trust.

    • Supports Contractual Compliance Requirements

      POSI insurance coverage backs you when duties under deals are queried.

    • Limits Impact of Large Professional Claims

      POSI insurance limits large claims' impact on cash flow and net worth.

    • Tailored POSI Cover for Advisors and Issuers

      POSI insurance coverage adapts to consulting, advisory, and IT risks.

    How to Buy

    Secure POSI Cover Before Post-IPO Claims Arise

    Start with a brief risk review, then explore POSI insurance coverage options across limits, deductibles, and retroactive dates. Share company and transaction data, finalize terms, and receive a POSI policy that complements existing professional indemnity India arrangements.

    • Capital markets expertise

    • Tailored policy limits Instant

    • POSI quote online

    Map Liabilities

    Map investor, regulator and advisor exposures to decide how POSI insurance should complement existing professional indemnity India programs.

    Compare Coverage

    Evaluate POSI insurance coverage across insurers, defense cost treatment and exclusions to avoid overlaps or gaps with the current PI in India.

    Submit Data

    Share company financials, offer documents, and claim history so underwriters tailor POSI policy coverage precisely to your transaction profile.

    Bind POSI

    Approve terms, complete payment, and receive documents so POSI insurance coverage starts before prospectus filing or investor roadshows begin.

    Faq’s

    Wondering How POSI Cover Works?

    What is POSI policy, and how is it different?

    A POSI insurance policy protects companies and directors against claims linked to public offerings, prospectuses, and securities documents. It complements professional indemnity insurance India by focusing on capital‑market disclosures, rather than day‑to‑day service mistakes.

    Who should opt for a POSI insurance policy?

    Issuers planning IPOs, follow‑on offerings, rights issues, or private placements in India should consider POSI insurance. Directors, promoters, and advisors gain dedicated POSI policy coverage for securities‑related misstatements that standard professional indemnity India policies may not address fully.

    What does POSI policy coverage include?

    POSI policy coverage typically includes legal defense costs, settlements, and damages linked to securities claims. As a specialized form of professional indemnity insurance India, POSI insurance protects against prospectus misstatements and disclosure errors.

    Is POSI insurance mandatory in India?

    While not legally mandatory in all cases, POSI insurance is strongly recommended during public offerings. Professional indemnity insurance India solutions like POSI policy coverage help meet investor expectations and regulatory scrutiny.

    Does POSI policy cover legal expenses?

    Yes, POSI insurance coverage includes legal defense fees, court costs, and associated litigation expenses. Under professional indemnity India, this ensures companies can manage claims efficiently without financial strain.

    Does POSI policy cover legal expenses?

    Yes, POSI insurance coverage includes legal defense fees, court costs, and associated litigation expenses. Under professional indemnity India, this ensures companies can manage claims efficiently without financial strain.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • Mumbai 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • Bangalore 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734