Services
<strong>Fidelity </strong>Insurance

Trusted IRDAI-Certified
Insurance Partner

Fidelity Insurance

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    What’s Included in Fidelity Insurance

    Fidelity Insurance protects businesses from financial losses caused by dishonest or fraudulent acts committed by employees. It covers risks such as theft, embezzlement, and forgery, helping organisations safeguard assets, maintain internal trust, and protect long-term financial stability.

    What is Included in the Plan

    Employee Dishonesty Loss Coverage

    Covers direct financial losses arising from dishonest acts by employees, including theft, fraud, or misappropriation of funds. It provides protection against internal risks that can otherwise go unnoticed for long periods.

    Cash And Cheque Fraud Protection

    Insures losses resulting from fraudulent handling of cash, cheques, or negotiable instruments by employees. This is particularly relevant for finance teams handling daily transactions and sensitive financial operations.

    Inventory And Stock Loss Coverage

    Protects against loss of stock or materials caused by employee theft or manipulation. It helps businesses control internal shrinkage and protect inventory value.

    Forgery And Alteration Coverage

    Covers losses caused by forged signatures, altered documents, or falsified financial records by employees. This reduces exposure to complex financial fraud incidents.

    Legal And Investigation Support

    Provides support for investigation and documentation required during claim assessment. This ensures claims are processed efficiently with proper validation.

    Customised Employee Coverage Limits

    Allows coverage to be structured based on employee roles, exposure levels, and business size. This ensures relevant protection without unnecessary premium costs.

    Benefits of Our Fidelity Insurance

    • Protects Against Internal Fraud

      Covers employee related financial losses.

    • Strengthens Financial Risk Controls

      Adds an extra safety layer.

    • Supports Business Continuity

      Reduces disruption from fraud incidents.

    • Builds Stakeholder Confidence

      Improves trust and governance.

    • Covers Sensitive Financial Roles

      Ideal for cash handling teams.

    • Flexible Policy Structure

      Adapts to business size.

    How to Buy

    How to Buy Hull Insurance in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    What does Fidelity Insurance typically cover?

    It covers direct financial losses caused by dishonest acts of employees, including theft, fraud, forgery, and misappropriation of money or goods, subject to policy terms and defined coverage limits.

    Which employees can be covered under this policy?

    The policy can cover specific employees, designated positions, or all employees, depending on business requirements and risk exposure. Coverage structure is decided at the time of policy issuance.

    Is loss due to accounting errors covered?

    No, losses arising purely from accounting mistakes or negligence without dishonest intent are generally excluded. The policy focuses on intentional fraudulent acts by employees.

    Does Fidelity Insurance cover third-party fraud?

    No, this policy is designed for internal risks caused by employees. Fraud committed by external parties typically requires separate insurance coverage.

    Can Fidelity Insurance be customised?

    Yes, coverage can be tailored based on employee roles, transaction limits, and operational risks, ensuring protection aligns closely with business realities.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
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