Services
Erection All Risk Plan (EAR)

Trusted IRDAI-Certified
Insurance Partner

Erection All Risk Plan (EAR)

Secure an erection all risk insurance policy with broad erection all risk insurance cover for project risks.

    What’s Covered

    What’s Included in Erection All Risk (EAR)

    An erection all risk insurance policy provides comprehensive protection for plant, machinery, and installation works. With broad erection all risk insurance cover, it secures projects against damage, testing risks, and third-party liabilities from start to handover.

    Coverage That Secures Your Project

    Erection & Installation Works Cover

    Covers sudden and accidental physical loss or damage to plant, machinery, and structures during erection and installation. Ensures repair or replacement costs do not disrupt project timelines or financial planning.

    Testing & Commissioning Risk Shield

    Provides protection during testing, trial runs, and commissioning phases when equipment is most vulnerable to operational stress and technical failures.

    Plant & Machinery Damage Protection

    Safeguards high-value machinery against collapse, impact damage, electrical faults, and mechanical breakdown during installation and integration.

    Third-Party Liability Safeguard

    Covers legal liability for bodily injury or property damage to third parties arising from project-related activities at the insured site.

    Fire & Natural Perils Protection

    Protects against losses caused by fire, lightning, explosion, storm, flood, earthquake, and other natural perils impacting the project site.

    Claims Support & Risk Advisory

    Offers structured claims assistance and risk advisory support to minimize downtime, manage documentation, and accelerate settlement processes.

    Customized Project Risk Structuring

    Policy terms are tailored to your project size, site conditions, contract value, and installation complexity, ensuring you only pay erection all risk insurance premium aligned to real exposure.

    Your EAR Insurance Advantage

    • Tailored Risk Structuring

      Coverage structured around project size, contract value, site exposure, and installation complexity.

    • Access to Top Insurers

      Compare leading erection all risk insurance companies to secure strong coverage at optimal pricing.

    • Competitive Premium Optimization

      Get the right erection all risk insurance premium aligned to exposure without compromising cover.

    • Faster Claims Assistance

      Proactive claims coordination to reduce downtime and accelerate settlement timelines.

    • Dedicated Risk Advisory

      Expert guidance on coverage scope, exclusions, and risk mitigation before project execution.

    • End-to-End Policy Support

      From erection all risk insurance quote to claim closure, complete support at every stage.

    How to Buy

    Simple Process to Get EAR Insurance for Projects

    Evaluate installation risks, compare erection all risk insurance cover options, share project and equipment details, structure optimal limits, and activate protection with expert guidance, inspection coordination, and efficient policy issuance support.

    • Quick & Personalized Quotes

    • No Obligation Consultation

    • Transparent Premium Structure

    Assess Project

    Evaluate scope, equipment value, timelines, and installation risk exposure carefully.

    Compare Coverage

    Review material damage, liability limits, exclusions, deductibles, and premiums.

    Share Details

    Submit project documents, machinery values, site details, and prior claims data.

    Activate Policy

    Confirm terms, complete formalities, receive policy documents, and activate cover.

    Faq’s

    Everything You Need to Know About EAR Insurance

    What does erection all risk insurance cover in India?

    An erection all risk insurance policy covers physical loss or damage to machinery, plant, and equipment during erection, installation, testing, and commissioning. It also includes third-party liability for bodily injury or property damage at the project site.

    How is EAR insurance different from Contractors All Risk insurance?

    The difference between erection all risk and contractors all risk insurance lies in scope. EAR insurance focuses on installation and mechanical projects, while Contractors All Risk primarily covers civil construction works like buildings and infrastructure.

    How is erection all risk insurance premium calculated?

    The erection all risk insurance premium depends on project value, machinery cost, duration, site risk exposure, testing period, and chosen limits. Insurers also assess past claims history and nature of installation activities.

    How can I get an erection all risk insurance quote?

    To receive an erection all risk insurance quote, you must share project scope, contract value, equipment details, timelines, and risk information. Based on this, insurers provide customized EAR insurance pricing and terms.

    What should I check before buying an erection all risk insurance policy?

    Before purchasing an erection all risk insurance policy, review coverage limits, exclusions, deductibles, extensions, testing coverage, and third-party liability clauses. Comparing multiple erection all risk insurance companies ensures better protection.

    Why choose EAR insurance for installation projects?

    EAR insurance provides comprehensive erection all risk insurance cover for high-value installations, reducing financial losses from accidental damage and protecting contractors, project owners, and stakeholders throughout the project lifecycle.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • Mumbai 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • Bangalore 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • +918796708683