Trusted IRDAI-Certified
Insurance Partner
Ensures lifelong financial security, savings benefits, and legacy planning for you and your family.
What’s Covered
Whole Life Insurance provides lifelong financial protection and peace of mind. It ensures a guaranteed payout to beneficiaries while building cash value over time, helping policyholders secure long-term financial stability, plan for future needs, and protect loved ones from unexpected financial burdens.
Provides a fixed payout to beneficiaries upon the policyholder’s death, ensuring financial security and support for family members.
Policy builds cash value over time, which can be borrowed against or withdrawn for financial needs during the policyholder’s lifetime.
Allows policyholders to choose premium frequency and amount, making long-term planning manageable according to personal budgets.
Policyholders can take loans against accumulated cash value, offering financial flexibility without surrendering the policy.
Enhances protection with riders such as critical illness, accidental death, or disability benefits, tailored to individual needs.
Includes assistance for policy management, claims processing, and guidance, ensuring smooth administration and timely benefit payout.
Covers beneficiaries throughout life.
Provides a long-term savings element.
Customised payment schedules available.
Access cash without surrendering policy.
Enhances policy protection.
Secures family financial future.
How to Buy
Assess long-term financial goals, compare whole life insurance coverage options, choose sum assured, share personal details, and activate lifelong protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify lifetime income needs, dependents, legacy goals, and required coverage amount.
Review policy tenure, bonuses, premiums, exclusions, riders, and insurer credibility.
Provide personal information, age, income details, health disclosures, and nominee details.
Confirm terms, complete payment, receive policy documents, and secure lifetime coverage immediately.
Faq’s
Whole Life Insurance is a permanent policy providing lifetime coverage, guaranteed death benefits, and cash value accumulation, helping policyholders secure financial protection for themselves and their family.
Yes, policyholders can borrow against or withdraw accumulated cash value for personal financial needs, subject to policy terms and applicable interest.
Yes, premiums can often be structured as monthly, quarterly, or annual payments to suit personal financial planning.
Yes, optional riders such as critical illness, accidental death, or disability coverage can be added to enhance protection.
Absolutely. It combines lifelong coverage, financial protection for beneficiaries, and a savings component, making it ideal for long-term security.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
