What’s Covered
Term insurance provides financial protection to beneficiaries in the event of the policyholder’s untimely death. Many individuals seek the best insurance company for Term Insurance to secure their family’s future, cover liabilities, and ensure peace of mind with cost-effective, long-term life coverage.
Provides a lump sum payout to the nominee upon the policyholder’s death during the policy term, ensuring financial security for family and dependents.
Allows policyholders to choose flexible payment modes, frequencies, and durations to suit personal financial planning while maintaining uninterrupted coverage.
Offers additional financial protection if the policyholder is diagnosed with covered critical illnesses during the policy term.
Enhances coverage with financial support in case of accidental death, permanent total, or partial disability.
Enables policyholders to avail loans against the policy’s surrender value, providing liquidity in times of financial need.
Policyholders can enjoy tax benefits under applicable laws on premiums paid and payout received, improving financial efficiency.
Ensures dependents are financially protected after policyholder’s death.
Provides high coverage at relatively low premiums.
Additional protection against severe medical conditions.
Tailor payment frequency and duration to suit needs.
Enjoy deductions under applicable tax regulations.
Family and liabilities remain financially protected.
How to Buy
Assess financial responsibilities, compare term insurance coverage options, choose sum assured, share personal details, and activate life protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify income, dependents, liabilities, goals, and required life cover amount.
Review policy tenure, sum assured, premiums, riders, exclusions, and insurer credibility.
Provide personal information, health details, income proof, and nominee information accurately.
Confirm terms, complete payment, receive policy documents, and secure family protection immediately.
Faq’s
Any adult within the eligible age range can purchase term insurance, subject to health and financial evaluation requirements.
The nominee receives a lump sum payout upon the policyholder’s death during the policy term, ensuring financial security.
Yes, most insurers allow optional critical illness add-ons to cover specific medical conditions during the policy term.
Premiums can be fixed or flexible depending on the policy type and selected options at the time of purchase.
Many policies allow renewal beyond the initial term or conversion to permanent life insurance plans, subject to terms and age limits.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019