Trusted IRDAI-Certified
Insurance Partner
Covers professionals against claims arising from errors, omissions, or negligent services.
What’s Covered
Professional Indemnity Insurance protects businesses and individuals against claims of negligence, errors, or omissions in the services they provide. It covers legal defence, settlements, and damages, helping professionals maintain credibility, safeguard finances, and continue delivering services with confidence across consulting, advisory, and technical industries.
Protects against claims arising from mistakes, negligence, or omissions during service delivery. This ensures businesses and professionals can manage client disputes without compromising operational continuity or financial stability.
Covers lawyer fees, court expenses, and associated legal costs in defending covered claims. This ensures professionals can respond effectively to legal actions without diverting internal resources.
Pays for settlements or damages awarded to clients due to covered professional errors. This mitigates financial impact and helps maintain strong client relationships.
Covers claims brought by clients, partners, or external stakeholders alleging professional negligence. This enables timely and effective resolution of disputes, reducing reputational and financial exposure.
Protects against claims resulting from failure to meet contractual obligations or professional standards. This is essential for consultants, IT professionals, and advisory firms providing expert services.
Includes protection for claims arising from services rendered prior to the policy start date, subject to policy terms. This ensures ongoing protection against delayed or latent client claims.
Protects professionals from financial losses due to service errors.
Handles litigation expenses efficiently, reducing financial strain.
Supports long term business credibility and relationships.
Meets industry and client contractual requirements effectively.
Minimises impact of claims on revenues and assets.
Tailored policies for consulting, IT, advisory, and technical sectors.
How to Buy
Assess professional risks, compare indemnity coverage options, share business details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services for growing professional firms.
Instant & personalised
No impact on credit score
No hidden fees
Identify services offered, client contracts, regulatory duties, and potential negligence risk areas.
Review limits, exclusions, retroactive dates, defense costs, premiums, and insurer expertise levels.
Provide business profile, revenue details, service scope, claims history, and controls documentation.
Confirm terms, complete payment, receive policy documents, and start coverage immediately nationwide.
Faq’s
Professional Indemnity Insurance is essential for consultants, IT professionals, advisors, and service providers. It protects against claims of negligence, errors, or omissions that may lead to financial loss for clients, safeguarding professional credibility and ensuring uninterrupted service delivery.
Claims include allegations of professional negligence, errors, omissions, breach of duty, or failure to meet contractual obligations. Coverage typically includes legal defence, settlements, and damages, subject to policy terms, exclusions, and defined coverage limits.
It is not legally required in most industries, but many clients, contracts, or regulators require proof of coverage. It is considered best practice for professionals seeking to mitigate risk and maintain credibility in their field.
Yes, many policies provide retroactive coverage for services delivered before the policy start date. This protects professionals against delayed claims, errors discovered after project completion, or client disputes arising later.
Yes, policies can be tailored based on industry, client profile, service type, and risk exposure. Customisation ensures the insurance aligns with specific professional practices, contractual requirements, and operational needs.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
