Trusted IRDAI-Certified
Insurance Partner
Covers sudden and accidental mechanical or electrical breakdown of insured machinery and equipment.
What’s Covered
Machinery Breakdown Insurance protects businesses against sudden and accidental damage to critical equipment. It covers repair or replacement costs arising from mechanical or electrical failures, helping operations resume quickly while avoiding unexpected capital strain and prolonged production downtime.
Covers unforeseen mechanical breakdowns caused by internal defects, faulty lubrication, or operational stress. This ensures repair costs are managed without affecting routine business operations or maintenance budgets.
Provides coverage for damage due to short circuits, insulation failure, or electrical arcing. It supports businesses reliant on power-driven machinery and prevents heavy losses from electrical malfunctions.
Protects against accidental damage caused by human error during machine operation. This reduces financial exposure arising from mistakes made during routine or high-pressure working conditions.
Covers breakdown of boilers, pressure vessels, and related equipment. It ensures compliance-driven machinery remains protected from sudden failures that can disrupt manufacturing schedules.
Pays for actual repair or replacement of damaged machine parts. This helps businesses restore productivity quickly without compromising on quality or safety standards.
Offers expert inspection and claims assistance after breakdown incidents. Professional support ensures faster assessments, smoother settlements, and minimal operational disruption.
Ensures faster repair and restart.
Reduces capital expenditure shocks.
Safeguards against sudden breakdowns.
Keeps operations running smoothly.
Builds confidence in operations.
Fits diverse industrial setups.
How to Buy
Assess machinery risk exposure, compare breakdown coverage options, share equipment details, finalize limits, and activate protection smoothly with expert guidance, inspection support, and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify machinery type, age, usage, criticality, and potential breakdown risks.
Review repair costs, replacement value, exclusions, deductibles, premiums, and insurer support.
Provide machinery specifications, valuation, maintenance records, operating conditions, and claims history.
Confirm terms, complete inspection, receive policy documents, and start coverage immediately.
Faq’s
It covers sudden and accidental physical damage to machinery due to mechanical or electrical failure. This includes internal defects, short circuits, pressure-related failures, and operator errors, subject to policy terms and exclusions.
No, normal wear and tear, gradual deterioration, and routine maintenance issues are excluded. The policy is designed to cover unexpected breakdowns rather than predictable aging or servicing-related costs.
Manufacturing units, power plants, factories, hospitals, and processing industries benefit significantly. Any business dependent on heavy or specialised machinery should consider this coverage to protect operational continuity.
Yes, the policy covers repair or replacement of damaged machine parts. Coverage is typically based on the reinstatement value, helping restore equipment to its operational condition.
Yes, coverage can be tailored based on machinery type, usage, and risk exposure. Customisation ensures adequate protection aligned with business scale and operational complexity.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
