What’s Covered
Industrial All Risk Policy provides comprehensive protection for industrial property, machinery, and stock against fire, theft, natural disasters, and accidental damage. It ensures businesses maintain operational continuity, safeguard investments, and recover quickly from unexpected losses, supporting long-term stability and growth in a competitive industrial environment.
Protects industrial property, machinery, and stock against fire, lightning, explosions, and riots. This ensures businesses can repair or replace damaged assets without significant financial burden after unforeseen events.
Covers losses due to floods, earthquakes, storms, cyclones, or other natural disasters. This enables enterprises to restore operations quickly and reduce downtime caused by environmental risks.
Provides protection against loss or damage caused by theft, burglary, or malicious acts. Compensation helps secure critical industrial assets and maintain operational stability.
Covers accidental breakdown, mechanical failure, or electrical faults of machinery and equipment. This ensures timely repair or replacement, minimising production interruptions and financial impact.
Provides compensation for lost revenue due to temporary closure or operational disruption from covered events. This helps maintain cash flow and manage operational expenses during recovery.
Includes support for claim filing, documentation, and dispute resolution. Expert advisory services ensure faster settlements, reducing administrative burden and enabling businesses to resume normal operations efficiently.
Covers losses due to fire, theft, or accidents effectively.
Ensures timely repair and replacement to minimise downtime.
Protects against floods, storms, earthquakes, and related damages.
Maintains operations during unforeseen disruptions and losses.
Mitigates costs arising from asset damage or theft.
Tailored policies based on sector, operations, and risk profile.
How to Buy
Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.
Instant & personalised
No impact on credit score
No hidden fees
Identify health, financial, and wellness requirements for your employees.
Review coverage options, premiums, and add-on benefits across providers.
Share employee lists and documents for customized plan evaluation.
Approve plan, complete payment, and initiate coverage for all employees.
Faq’s
Manufacturers, factories, and industrial enterprises should consider this policy. It protects property, machinery, stock, and operations from fire, theft, natural disasters, and accidents, ensuring operational continuity and financial stability in case of unforeseen events.
Coverage includes fire, natural calamities, theft, machinery breakdown, accidental damage, business interruption, and legal support for claims, providing comprehensive protection for industrial assets and revenue.
No, it is not legally required, but highly recommended. Industrial All Risk Policy safeguards investments, ensures financial security, and supports operational continuity for businesses exposed to high-value industrial risks.
Yes, it provides compensation for revenue loss due to temporary closure or operational disruption caused by insured perils, helping maintain cash flow during recovery periods.
Yes, policies can be tailored to the industry type, scale of operations, machinery value, and risk exposure, ensuring relevant protection aligned with operational and financial priorities.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019