Services
Industrial All <strong>Risk </strong>Policy

Trusted IRDAI-Certified
Insurance Partner

Industrial All Risk Policy

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    What’s Included in Industrial All Risk Policy

    Industrial All Risk Policy provides comprehensive protection for industrial property, machinery, and stock against fire, theft, natural disasters, and accidental damage. It ensures businesses maintain operational continuity, safeguard investments, and recover quickly from unexpected losses, supporting long-term stability and growth in a competitive industrial environment.

    What is Included in the Plan

    Fire And Allied Perils Coverage

    Protects industrial property, machinery, and stock against fire, lightning, explosions, and riots. This ensures businesses can repair or replace damaged assets without significant financial burden after unforeseen events.

    Natural Calamity And Disaster Protection

    Covers losses due to floods, earthquakes, storms, cyclones, or other natural disasters. This enables enterprises to restore operations quickly and reduce downtime caused by environmental risks.

    Theft, Burglary, And Vandalism Coverage

    Provides protection against loss or damage caused by theft, burglary, or malicious acts. Compensation helps secure critical industrial assets and maintain operational stability.

    Machinery And Equipment Breakdown

    Covers accidental breakdown, mechanical failure, or electrical faults of machinery and equipment. This ensures timely repair or replacement, minimising production interruptions and financial impact.

    Business Interruption And Loss Of Income

    Provides compensation for lost revenue due to temporary closure or operational disruption from covered events. This helps maintain cash flow and manage operational expenses during recovery.

    Legal And Claims Assistance Services

    Includes support for claim filing, documentation, and dispute resolution. Expert advisory services ensure faster settlements, reducing administrative burden and enabling businesses to resume normal operations efficiently.

    Benefits of Our Industrial All Risk Policy

    • Protects Industrial Property Assets

      Covers losses due to fire, theft, or accidents effectively.

    • Safeguards Machinery And Equipment

      Ensures timely repair and replacement to minimise downtime.

    • Covers Natural Disaster Losses

      Protects against floods, storms, earthquakes, and related damages.

    • Supports Business Continuity

      Maintains operations during unforeseen disruptions and losses.

    • Reduces Financial Exposure

      Mitigates costs arising from asset damage or theft.

    • Customisable For Industry Needs

      Tailored policies based on sector, operations, and risk profile.

    How to Buy

    How to Buy Industrial All Risk Policy in India?

    Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with Disha Insurance’s guided support.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Requirements

    Identify health, financial, and wellness requirements for your employees.

    Compare Plans

    Review coverage options, premiums, and add-on benefits across providers.

    Submit Company Details

    Share employee lists and documents for customized plan evaluation.

    Finalize & Activate Policy

    Approve plan, complete payment, and initiate coverage for all employees.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should opt for Industrial All Risk Policy?

    Manufacturers, factories, and industrial enterprises should consider this policy. It protects property, machinery, stock, and operations from fire, theft, natural disasters, and accidents, ensuring operational continuity and financial stability in case of unforeseen events.

    What does the policy cover?

    Coverage includes fire, natural calamities, theft, machinery breakdown, accidental damage, business interruption, and legal support for claims, providing comprehensive protection for industrial assets and revenue.

    Is this policy mandatory for industrial units?

    No, it is not legally required, but highly recommended. Industrial All Risk Policy safeguards investments, ensures financial security, and supports operational continuity for businesses exposed to high-value industrial risks.

    Does it cover business interruption losses?

    Yes, it provides compensation for revenue loss due to temporary closure or operational disruption caused by insured perils, helping maintain cash flow during recovery periods.

    Can coverage be customised for specific industries?

    Yes, policies can be tailored to the industry type, scale of operations, machinery value, and risk exposure, ensuring relevant protection aligned with operational and financial priorities.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 1404-A, 43, Nehru Place, New Delhi, Delhi 110019

    • Other Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734
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