Trusted IRDAI-Certified
Insurance Partner
Covers vessels against physical damage, total loss, and marine operational risks during navigation.
What’s Covered
Hull Insurance protects vessels against physical loss or damage arising from maritime risks. It covers the ship’s structure, machinery, and equipment, helping ship owners manage repair costs, operational disruptions, and financial exposure during coastal or international navigation.
Covers accidental damage to the ship’s hull caused by collisions, grounding, or heavy weather. This ensures costly structural repairs are financially manageable.
Insures main engines, auxiliary machinery, and onboard equipment against sudden damage. It supports uninterrupted vessel operations and reduces unexpected maintenance expenses.
Provides protection against loss caused by onboard fire or explosion. This is critical for safeguarding high-value marine assets and crew safety.
Covers losses due to storms, waves, sinking, or capsizing. These natural maritime risks are integral to comprehensive hull protection.
Includes protection for damage caused to other vessels due to collision. This helps manage legal and repair costs arising from maritime incidents.
Covers reasonable expenses incurred to prevent or minimise loss. This encourages timely action during emergencies without financial hesitation.
Safeguards major marine investments.
Manages unexpected damage expenses.
Minimises downtime risks.
Protects against sea perils.
Controls operational losses.
Fits varied marine assets.
How to Buy
Assess vessel risk exposure, compare hull coverage options, share ship and voyage details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient marine policy issuance services.
Instant & personalised
No impact on credit score
No hidden fees
Identify vessel type, age, usage, routes, and potential marine risk exposure.
Review hull damage cover, total loss terms, exclusions, deductibles, and premiums.
Provide vessel specifications, valuation, voyage plans, ownership documents, and claims history.
Confirm coverage, complete payment, receive policy documents, and start marine protection immediately.
Faq’s
Hull Insurance is essential for ship owners, operators, and charterers. It suits vessels involved in coastal trade, offshore activities, or international navigation where physical damage risks are significant.
Yes, it covers both partial damage and total loss, subject to policy terms. Total loss may include actual total loss or constructive total loss as defined in the policy.
No, crew injuries are not covered under Hull Insurance. Separate policies such as P&I insurance or crew personal accident insurance are required for crew-related liabilities.
Coverage is available, subject to survey, valuation, and insurer approval. Terms may vary based on vessel age, condition, and operational history.
Yes, coverage can be tailored based on vessel type, trading area, usage, and risk profile. Customisation ensures adequate and relevant protection.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
