What’s Covered
Protecting your home goes beyond just the structure. Many homeowners look for the best insurance company for Householders Insurance to secure their property, belongings, and personal liabilities under one policy. This insurance offers comprehensive protection against everyday risks, unexpected damage, and financial losses at home.
Covers damage to the home’s structure caused by fire, natural calamities, or other insured events. This ensures repair or rebuilding costs are financially managed.
Insures furniture, appliances, electronics, and personal belongings against loss or damage. It helps homeowners recover quickly after unforeseen incidents.
Provides coverage for jewellery and valuable items, subject to declaration and limits. This protects high-value possessions within the household.
Protects the home and contents against risks such as fire, flood, storm, and earthquake, depending on policy terms and location.
Covers legal liability arising from accidental injury or property damage to third parties within the insured premises. This safeguards against unexpected legal expenses.
Includes professional assistance for claims assessment and settlement. This ensures smoother processing and timely financial support during stressful situations.
Covers structure and contents.
Reduces repair expenses.
Protects against legal risks.
Adds extra peace of mind.
Helps restore normal living.
Tailored to home needs.
How to Buy
Assess home-related risks, compare household insurance coverage options, share property and contents details, finalize limits, and activate comprehensive protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify home structure, contents value, location risks, and coverage requirements accurately.
Review building, contents, liability cover, exclusions, premiums, and insurer claim support.
Provide property details, contents valuation, security measures, and claims history accurately.
Confirm terms, complete payment, receive policy documents, and start coverage immediately.
Faq’s
It covers the home structure, household contents, valuables, and personal liability risks. Coverage applies to insured events such as fire, theft, and natural calamities, subject to policy terms.
Jewellery is usually covered up to specified limits. High-value items often require separate declaration or additional coverage to ensure adequate protection.
Yes, tenants can insure household contents and personal belongings. Structural coverage typically applies to owners, while contents cover suits tenants and renters.
Yes, common natural perils like flood, storm, and earthquake are generally included, depending on location and chosen coverage options.
Yes, policies can be tailored based on property size, contents value, and specific risk exposure, ensuring relevant and cost-effective protection.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019