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<strong>Health</strong> Insurance

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Health Insurance

Covers medical expenses, hospitalization, and healthcare needs, ensuring financial support during health emergencies.

    What’s Covered

    About Health Insurance

    Health Insurance helps individuals and families manage medical expenses and unforeseen healthcare costs. Many people look for the best insurance company for health insurance to ensure access to quality care, cashless hospitalisation, and financial support during emergencies, promoting well-being and peace of mind.

    What is Included in the Plan

    Hospitalisation And Inpatient Care

    Covers medical expenses for hospital stays, surgeries, room charges, and specialist consultations during admitted treatment periods.

    Pre-Existing Condition Coverage

    Provides protection for medical conditions diagnosed before policy inception, subject to waiting periods and policy terms.

    Daycare Treatment Coverage

    Covers procedures and treatments that do not require overnight hospitalisation, such as minor surgeries or therapies.

    Cashless Network Hospital Access

    Allows policyholders to receive treatment at network hospitals without paying upfront, facilitating hassle-free medical care.

    Maternity And Newborn Benefits

    Includes maternity care, childbirth, and newborn coverage, subject to policy waiting periods and conditions.

    Critical Illness And Emergency Care

    Offers coverage for critical illnesses, emergency treatments, and related expenses, ensuring timely access to healthcare.

    Benefits of Health Insurance

    • Financial Protection Against Medical Costs

      Reduces out-of-pocket healthcare expenses.

    • Access To Quality Hospitals

      Covers treatment at network hospitals.

    • Covers Pre-existing Conditions

      Ensures long-term medical support.

    • Cashless Treatment Facility

      Hassle-free hospitalisation process.

    • Supports Family Health Needs

      Includes spouse and children coverage.

    • Peace Of Mind Assurance

      Secures health and financial stability.

    How to Buy

    How to Buy Health Insurance in India for Your Medical Protection?

    Assess healthcare needs, compare health insurance coverage options, choose suitable sum insured, share personal details, and activate medical protection smoothly with expert guidance and efficient policy issuance services nationwide.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Needs

    Identify medical needs, family size, budget, and required coverage limits.

    Compare Plans

    Review coverage benefits, hospital network, exclusions, premiums, waiting periods, and features.

    Share Details

    Provide personal information, age, medical history, nominee details, and documents.

    Activate Policy

    Confirm plan, complete payment, receive policy documents, and start coverage immediately.

    Faq’s

    Got questions ?
    we’ve got answers

    What does health insurance typically cover?

    Health insurance covers hospitalisation, surgeries, daycare treatments, pre-existing conditions, maternity benefits, and critical illness expenses, subject to policy terms, limits, and exclusions.

    Does the policy cover pre-existing illnesses?

    Yes, pre-existing conditions are covered after applicable waiting periods, depending on the policy type and terms.

    Can I use cashless facilities at hospitals?

    Yes, most health insurance policies offer cashless treatment at network hospitals, reducing upfront payments.

    Is maternity covered in health insurance?

    Yes, many policies provide maternity and newborn coverage, usually after a waiting period of a few years.

    Can dependents be included in the policy?

    Yes, spouse, children, and sometimes parents can be included under a family floater or individual health policy, offering comprehensive coverage.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734