Trusted IRDAI-Certified
Insurance Partner
Affordable group health coverage supporting employee wellbeing, security, and long-term workplace satisfaction.
What’s Covered
Group Health Insurance is a structured employee benefit that provides medical coverage to your workforce under a single policy. It helps employers manage healthcare costs, attract talent, and ensure employee wellbeing through cashless hospitalisation, comprehensive coverage, and simplified administration backed by a reliable insurance partner for growing Indian organisations today.
Employees can access treatment at a wide network of network hospitals without upfront payments, ensuring faster admissions and reduced financial stress. Employers benefit from smoother claims processing and improved employee satisfaction across locations nationwide seamlessly.
Most group health insurance plans cover pre existing diseases from day one, removing waiting periods. This makes the policy more valuable for employees and positions the employer as genuinely supportive of long term health needs.
Modern treatments that do not require twenty four hour hospitalisation are included under day care procedures. This ensures coverage for advanced surgeries and therapies while reducing unnecessary hospital stays for employees across diverse medical conditions.
Group health insurance often includes maternity expenses and newborn coverage, subject to policy terms. This benefit supports working families, improves retention, and reflects an organisation’s commitment to inclusive and progressive employee welfare policies in India.
Preventive healthcare is encouraged through annual health check ups for employees. Early detection of health issues helps reduce long term claim costs and promotes a healthier, more productive workforce across corporate teams and industries nationwide.
Employers can choose flexible sum insured options based on workforce size and budget. This allows better control over premiums while offering meaningful medical coverage aligned with employee expectations and organisational healthcare strategies in India today.
Reduces overall healthcare expenses while delivering broad medical protection coverage.
Enhances loyalty by offering valuable health benefits employees truly appreciate.
Single policy structure makes enrolment, renewals, and claims management easier.
Streamlined claims support ensures quicker resolutions and minimal employee disruption.
Positions organisation as caring, progressive, and employee focused workplace brand.
Plans can be tailored to suit workforce demographics and risks.
How to Buy
Choose the right mix of benefits, compare insurer offerings, share employee details, and activate coverage effortlessly with expert guidance and end-to-end support.
Instant & personalised
No impact on credit score
No hidden fees
Identify health, financial, and wellness requirements for your employees.
Review coverage options, premiums, and add-on benefits across providers.
Share employee lists and documents for customized plan evaluation.
Approve plan, complete payment, and initiate coverage for all employees.
Faq’s
Group health insurance is ideal for companies with at least a small team, including startups and SMEs. It provides affordable coverage, improves hiring appeal, and protects employees against medical expenses through structured benefits and employer managed premiums across diverse industries in India today while supporting long term workforce stability goals.
Premiums depend on factors such as employee count, average age, sum insured, and coverage features. A broker helps optimise plan design by balancing benefits and costs, ensuring employers get maximum value without unnecessary add ons while maintaining compliance with regulations and evolving healthcare expectations across Indian workplaces today effectively sustainably.
Most group health insurance policies offer coverage for pre existing diseases from day one. This makes them especially beneficial for diverse teams and removes common access barriers faced in individual health insurance plans thereby improving employee trust participation rates and long term utilisation of benefits across organisations in India today.
Claims are supported through a cashless hospital network or reimbursement process. A dedicated broker assists with documentation, coordination, and escalation, helping employees experience smoother settlements and reducing HR involvement during critical medical situations while maintaining transparency accountability and faster turnaround times for all stakeholders involved across India today consistently professionally.
Yes, group health insurance can be customised with add ons like maternity cover, higher sum insured, wellness benefits, and OPD coverage. Customisation ensures alignment with workforce needs and supports better utilisation of healthcare benefits across different age groups roles and organisational growth stages in India today sustainably and effectively long.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
