Trusted IRDAI-Certified
Insurance Partner
Covers homes and household contents against fire, natural disasters, and other specified risks.
What’s Covered
Griha Raksha Policy provides comprehensive protection for homeowners against loss or damage to their property due to fire, natural calamities, theft, or other unforeseen events. It ensures financial security, peace of mind, and rapid recovery, helping families safeguard their most valuable asset—their home.
Covers loss or damage to the home caused by fire, lightning, explosions, or riots. This ensures homeowners can repair or rebuild without facing financial strain after unexpected events.
Protects against damage from floods, earthquakes, storms, and cyclones. Coverage helps families recover quickly and maintain stability during unpredictable natural disasters.
Covers loss or damage caused by theft, burglary, or housebreaking. This provides compensation for stolen items and repairs, ensuring financial protection against property crimes.
Protects against sudden accidental damages, including impact from vehicles, falling trees, or other external forces. This helps homeowners manage repair costs without affecting their savings.
Covers costs for temporary housing if the home is uninhabitable due to covered damages. This ensures families can continue their lives comfortably during reconstruction or repairs.
Provides support for filing claims, documentation, and dispute resolution. Advisory services ensure faster settlement, reducing administrative burden and helping homeowners restore their property efficiently.
Covers repair and replacement costs after accidents or disasters.
Protects homeowners from financial loss due to property crimes.
Provides security during floods, storms, earthquakes, or cyclones.
Covers expenses if home is uninhabitable due to damage.
Ensures peace of mind for families and homeowners.
Tailored policies according to property type, location, and risk.
How to Buy
Assess home and contents risks, compare Griha Raksha coverage options, share property details, finalize sum insured, and activate comprehensive protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify home structure, contents value, location risks, and required coverage limits.
Review fire, allied perils, contents cover, exclusions, premiums, and insurer support.
Provide property information, construction details, contents valuation, security measures, and claims history.
Confirm terms, complete payment, receive policy documents, and start coverage immediately.
Faq’s
Homeowners looking to protect their property and valuables from fire, natural disasters, theft, and accidental damage should opt for Griha Raksha Policy. It ensures financial security and smooth recovery after unforeseen events affecting their home.
Coverage includes fire, natural calamities, theft, burglary, accidental damages, temporary accommodation, and legal support. Claims are processed based on policy terms, ensuring homeowners receive timely financial assistance for repair or replacement.
No, it is not legally mandatory, but highly recommended for protecting homes and valuable assets against financial losses from unexpected incidents or disasters.
Yes, most policies provide coverage for valuables, including jewellery, electronics, and furnishings, subject to policy terms, limits, and declarations made at the time of insurance purchase.
Yes, policies can be tailored based on property type, construction material, location, and risk profile, ensuring relevant protection aligned with individual homeowner needs and asset value.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
