Trusted IRDAI-Certified
Insurance Partner
Mitigates financial impact arising from employee dishonesty, fraud, or misappropriation of company funds.
What’s Covered
Fidelity Insurance protects businesses from financial losses caused by dishonest or fraudulent acts committed by employees. It covers risks such as theft, embezzlement, and forgery, helping organisations safeguard assets, maintain internal trust, and protect long-term financial stability.
Covers direct financial losses arising from dishonest acts by employees, including theft, fraud, or misappropriation of funds. It provides protection against internal risks that can otherwise go unnoticed for long periods.
Insures losses resulting from fraudulent handling of cash, cheques, or negotiable instruments by employees. This is particularly relevant for finance teams handling daily transactions and sensitive financial operations.
Protects against loss of stock or materials caused by employee theft or manipulation. It helps businesses control internal shrinkage and protect inventory value.
Covers losses caused by forged signatures, altered documents, or falsified financial records by employees. This reduces exposure to complex financial fraud incidents.
Provides support for investigation and documentation required during claim assessment. This ensures claims are processed efficiently with proper validation.
Allows coverage to be structured based on employee roles, exposure levels, and business size. This ensures relevant protection without unnecessary premium costs.
Covers employee related financial losses.
Adds an extra safety layer.
Reduces disruption from fraud incidents.
Improves trust and governance.
Ideal for cash handling teams.
Adapts to business size.
How to Buy
Assess employee-related fraud risks, compare fidelity insurance coverage options, share business and employee details, finalize limits, and activate protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify employee roles, access levels, fraud exposure, and financial risk areas.
Review coverage limits, employee categories, exclusions, premiums, and insurer credibility.
Provide employee information, roles, salary details, internal controls, and claims history.
Confirm terms, complete payment, receive policy documents, and start coverage immediately.
Faq’s
It covers direct financial losses caused by dishonest acts of employees, including theft, fraud, forgery, and misappropriation of money or goods, subject to policy terms and defined coverage limits.
The policy can cover specific employees, designated positions, or all employees, depending on business requirements and risk exposure. Coverage structure is decided at the time of policy issuance.
No, losses arising purely from accounting mistakes or negligence without dishonest intent are generally excluded. The policy focuses on intentional fraudulent acts by employees.
No, this policy is designed for internal risks caused by employees. Fraud committed by external parties typically requires separate insurance coverage.
Yes, coverage can be tailored based on employee roles, transaction limits, and operational risks, ensuring protection aligns closely with business realities.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
