What’s Covered
Error & Omission Liability Insurance protects businesses and professionals against claims arising from mistakes, negligence, or oversight in services provided. It covers legal defence, settlements, and damages, helping organisations manage professional liability risks, maintain client trust, and safeguard financial stability in an increasingly complex business environment.
Provides protection when errors, omissions, or negligence in professional services result in financial loss for clients. This ensures businesses can manage claims effectively without compromising operational continuity or reputation.
Pays for lawyer fees, court expenses, and associated costs in defending covered claims. This allows organisations to handle legal challenges without diverting internal resources from core operations.
Covers settlements or judgments awarded to clients due to covered errors or omissions. This protects company finances while maintaining trust and professional relationships with affected parties.
Protects against claims brought by customers, partners, or other external stakeholders alleging professional negligence. Coverage ensures businesses can respond promptly and effectively to reduce financial and reputational impact.
Includes claims arising from failure to meet contractual obligations or professional duties. This is essential for companies providing consulting, advisory, IT, or technical services where performance and accuracy are critical.
Covers claims related to services provided before the policy start date, subject to terms. This safeguards businesses from delayed claims that may arise after completing projects or engagements.
Shields businesses from claims due to errors or negligence.
Manages expensive litigation and judgment payments efficiently.
Ensures business relationships remain strong after disputes.
Helps meet industry and contractual professional liability obligations.
Protects revenues and assets from unexpected client claims.
Tailored solutions for consultants, IT, technical, and advisory sectors.
How to Buy
Assess professional risk exposure, compare E&O coverage options, share business details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services for professional firms.
Instant & personalised
No impact on credit score
No hidden fees
Identify service offerings, client contracts, regulatory obligations, and potential professional negligence exposures.
Compare limits, exclusions, retroactive dates, defense costs, premiums, and insurer expertise levels.
Provide business profile, revenue, services, claims history, and risk management practices details.
Confirm terms, complete payment, receive policy documents, and start coverage immediately nationwide.
Faq’s
Businesses and professionals providing advisory, consulting, IT, or technical services should opt for this coverage. It protects against financial loss claims arising from mistakes, omissions, or negligence, ensuring both client confidence and operational continuity across projects, contracts, and service engagements in India today.
Coverage includes claims arising from errors, omissions, negligent advice, breach of contract, or failure to meet professional obligations. Legal defence, settlements, and damages are included, subject to policy terms, limits, and exclusions specific to the nature of services offered.
Error & Omission Insurance is not legally mandatory, but it is highly recommended for risk management. Many clients, regulators, and contracts require proof of professional liability coverage to ensure accountability, compliance, and protection against unforeseen service-related claims.
Yes, retroactive coverage can include claims arising from services provided before the policy start date, subject to policy limits and terms. This ensures protection against delayed claims, long after project completion or advisory engagements are concluded.
Absolutely. Policies can be tailored with specific limits, extensions, and exclusions based on industry, service type, client base, and risk exposure. Customisation ensures relevant protection for professionals in consulting, IT, technical services, or advisory sectors, aligning with operational and contractual needs.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019