Services
Erection All Risk <strong>(EAR)</strong>

Trusted IRDAI-Certified
Insurance Partner

Erection All Risk (EAR)

Covers erection-phase risks including equipment damage, installation failures, and third-party liabilities during projects.

    What’s Covered

    What’s Included in Erection All Risk (EAR)

    Erection All Risk Insurance protects projects involving installation and erection of plant, machinery, and steel structures. It covers accidental damage during erection, testing, and commissioning, helping businesses manage technical risks, safeguard investments, and ensure smooth project completion without financial setbacks.

    What is Included in the Plan

    Erection And Installation Works Coverage

    Covers physical loss or damage to machinery, equipment, and structures during erection and installation. This ensures repair or replacement costs are managed without disrupting project timelines or cash flows.

    Testing And Commissioning Protection

    Provides coverage during testing and trial runs of installed equipment. It safeguards against failures or accidents occurring before the project is formally handed over or becomes operational.

    Plant Machinery Damage Coverage

    Protects erection plant, tools, and construction machinery against accidental damage at site. This reduces downtime and supports uninterrupted progress during complex installation activities.

    Third Party Liability Protection

    Covers legal liability arising from bodily injury or property damage to third parties during erection activities. This ensures protection against compensation claims and legal expenses.

    Fire Natural Perils Coverage

    Covers losses caused by fire, explosion, storm, flood, or earthquake during erection works. This helps projects recover faster from unexpected natural or accidental events.

    Claims Support And Risk Advisory

    Offers professional assistance for claim reporting and settlement. Expert guidance ensures smoother claims handling and better risk management throughout the project lifecycle.

    Benefits of Our Erection All Risk (EAR) Insurance

    • Protects High Value Installations

      Covers costly machinery during installation phases.

    • Reduces Financial Project Risks

      Limits unexpected expenses from accidents.

    • Supports Smooth Project Completion

      Ensures work continues despite setbacks.

    • Covers Third Party Legal Liability

      Protects against injury or property damage claims.

    • Customised For Project Scope

      Flexible coverage for varied erection projects.

    • Enhances Stakeholder Confidence

      Builds trust with clients and financiers.

    How to Buy

    How to Buy Erection All Risk Insurance in India for Projects?

    Assess project erection risks, compare EAR coverage options, share project and equipment details, finalize limits, and activate protection smoothly with expert guidance, inspection support, and efficient policy issuance services nationwide.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Project

    Identify project scope, erection activities, equipment value, timelines, and risk exposure.

    Compare Coverage

    Review material damage cover, third-party liability, exclusions, deductibles, and premiums.

    Share Details

    Provide project documents, site details, machinery values, schedules, and claims history.

    Activate Policy

    Confirm terms, complete formalities, receive policy documents, and start coverage immediately.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should take Erection All Risk Insurance?

    Manufacturers, EPC contractors, project owners, and installation companies should opt for EAR Insurance. It is ideal for projects involving erection, installation, testing, and commissioning of machinery, plants, or industrial structures.

    What stages of a project are covered under EAR?

    EAR Insurance covers the erection and installation phase, including testing and commissioning. Coverage continues until the project is completed and handed over, as defined in the policy terms.

    Is testing and commissioning included in EAR Insurance?

    Yes, EAR Insurance includes coverage during testing and commissioning. It protects against accidental damage or failures occurring during trial runs before full-scale operations begin.

    Does EAR Insurance cover third party liabilities?

    Yes, the policy includes third party liability coverage. It protects against legal claims arising from injury or property damage caused to third parties during erection activities at the project site.

    Can EAR Insurance be customised for specific projects?

    Yes, the policy can be tailored based on project value, duration, location, and risk profile. Customisation ensures coverage aligns with technical complexities and contractual requirements.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734