What’s Covered
Erection All Risk Insurance protects projects involving installation and erection of plant, machinery, and steel structures. It covers accidental damage during erection, testing, and commissioning, helping businesses manage technical risks, safeguard investments, and ensure smooth project completion without financial setbacks.
Covers physical loss or damage to machinery, equipment, and structures during erection and installation. This ensures repair or replacement costs are managed without disrupting project timelines or cash flows.
Provides coverage during testing and trial runs of installed equipment. It safeguards against failures or accidents occurring before the project is formally handed over or becomes operational.
Protects erection plant, tools, and construction machinery against accidental damage at site. This reduces downtime and supports uninterrupted progress during complex installation activities.
Covers legal liability arising from bodily injury or property damage to third parties during erection activities. This ensures protection against compensation claims and legal expenses.
Covers losses caused by fire, explosion, storm, flood, or earthquake during erection works. This helps projects recover faster from unexpected natural or accidental events.
Offers professional assistance for claim reporting and settlement. Expert guidance ensures smoother claims handling and better risk management throughout the project lifecycle.
Covers costly machinery during installation phases.
Limits unexpected expenses from accidents.
Ensures work continues despite setbacks.
Protects against injury or property damage claims.
Flexible coverage for varied erection projects.
Builds trust with clients and financiers.
How to Buy
Assess project erection risks, compare EAR coverage options, share project and equipment details, finalize limits, and activate protection smoothly with expert guidance, inspection support, and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify project scope, erection activities, equipment value, timelines, and risk exposure.
Review material damage cover, third-party liability, exclusions, deductibles, and premiums.
Provide project documents, site details, machinery values, schedules, and claims history.
Confirm terms, complete formalities, receive policy documents, and start coverage immediately.
Faq’s
Manufacturers, EPC contractors, project owners, and installation companies should opt for EAR Insurance. It is ideal for projects involving erection, installation, testing, and commissioning of machinery, plants, or industrial structures.
EAR Insurance covers the erection and installation phase, including testing and commissioning. Coverage continues until the project is completed and handed over, as defined in the policy terms.
Yes, EAR Insurance includes coverage during testing and commissioning. It protects against accidental damage or failures occurring during trial runs before full-scale operations begin.
Yes, the policy includes third party liability coverage. It protects against legal claims arising from injury or property damage caused to third parties during erection activities at the project site.
Yes, the policy can be tailored based on project value, duration, location, and risk profile. Customisation ensures coverage aligns with technical complexities and contractual requirements.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019