Trusted IRDAI-Certified
Insurance Partner
Covers construction projects against material damage, site risks, and third-party liability exposures.
What’s Covered
Contractor’s All Risk Insurance provides comprehensive protection for construction projects against physical loss or damage during execution. It covers project works, materials, equipment, and third-party liabilities, helping contractors manage risks, meet contractual obligations, and ensure timely project completion with financial confidence.
Protects civil construction works against accidental loss or damage during the construction period. This ensures contractors can repair or rebuild affected sections without major financial impact or project delays.
Covers damage to construction materials, tools, and equipment stored at the site. This helps contractors manage unexpected losses and maintain project progress without interruption.
Provides protection against legal liability arising from injury or property damage to third parties during construction activities. This ensures financial security against claims and legal costs.
Covers accidental damage to construction plant and machinery used at the project site. This ensures timely repair or replacement, reducing downtime and operational disruptions.
Covers losses caused by floods, storms, earthquakes, or other natural events affecting construction sites. This enables faster recovery and minimises delays due to environmental risks.
Includes assistance with claim documentation, assessment, and settlement. Expert support ensures smoother claims handling and helps contractors focus on project execution.
Covers financial losses during project execution effectively.
Safeguards against legal claims from injuries or damages.
Helps resume work quickly after accidental damage.
Meets insurance requirements set by clients or lenders.
Protects valuable tools, machinery, and on-site assets.
Tailored coverage based on project size and scope.
How to Buy
Assess construction project risks, compare CAR coverage options, share project and site details, finalize limits, and activate protection smoothly with expert guidance, inspection support, and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify project scope, construction activities, contract value, timelines, and risk exposure.
Review material damage, third-party liability, exclusions, deductibles, premiums, and insurer support.
Provide contract documents, site details, project values, schedules, and claims history.
Confirm terms, complete formalities, receive policy documents, and start coverage immediately.
Faq’s
Contractors, builders, developers, and infrastructure companies should opt for CAR Insurance. It protects construction projects, materials, equipment, and third-party liabilities, ensuring financial security and uninterrupted project execution throughout the construction period.
The policy covers physical loss or damage to contract works, construction materials, plant, machinery, and third-party liabilities. Coverage applies during the construction period and is subject to policy terms and conditions.
While not legally mandatory, CAR Insurance is often required by project owners, lenders, and government authorities. It is considered essential for risk management in construction and infrastructure projects.
Yes, CAR Insurance covers losses caused by natural events such as floods, storms, and earthquakes, subject to policy terms. This ensures construction projects are protected against environmental risks.
Yes, CAR Insurance can be tailored based on project value, duration, location, and risk exposure. Customisation ensures coverage aligns with specific project requirements and contractual obligations.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
