Trusted IRDAI-Certified
Insurance Partner
Provides coverage based on annual sales turnover, protecting businesses against liability risks linked to revenue.
What’s Covered
An Annual Sales Turnover Policy is designed for businesses with regular dispatches based on yearly sales value. It provides continuous marine insurance coverage for all eligible shipments during the policy period, simplifying transit protection while ensuring goods remain insured across domestic and international movements.
Coverage is linked to declared annual sales turnover. This allows businesses to insure multiple shipments under one policy without declaring each consignment separately.
Insures goods against common transit risks including fire, theft, accident, and natural calamities. Coverage applies across road, rail, sea, and air transport modes.
Provides protection for inland and international movements. This suits businesses engaged in both local distribution and global trade activities.
All eligible shipments during the policy period are automatically covered. This eliminates the risk of missed declarations or uninsured transits.
Limits are adjusted based on turnover projections and risk exposure. This ensures balanced coverage without excessive premium costs.
Includes professional support for loss assessment and claims processing. This helps businesses manage claims efficiently with minimal disruption.
One policy for entire year.
No shipment-wise declarations.
Eliminates coverage gaps.
Premium linked to turnover.
Ideal for frequent shipments.
Adapts to sales expansion.
How to Buy
Assess annual revenue exposure, compare turnover-based coverage options, share sales details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify annual sales figures, business operations, risk exposure, and coverage needs.
Review policy limits, insured turnover basis, exclusions, premiums, and insurer expertise.
Provide audited turnover data, business profile, operations details, and claims history.
Confirm terms, complete payment, receive policy documents, and start coverage immediately.
Faq’s
This policy is suitable for manufacturers, traders, and distributors with consistent yearly sales and frequent dispatches. It works well for businesses seeking simplified marine insurance without shipment-level declarations.
Turnover is based on projected or previous year sales figures. Businesses must declare accurate estimates to ensure adequate coverage and avoid underinsurance issues during claims.
Most goods are covered, subject to underwriting guidelines. Certain high-risk or restricted commodities may require specific terms or additional premiums.
If turnover exceeds the declared amount, additional premium may be payable. Regular reviews help ensure coverage remains aligned with business activity.
Yes, it can cover both domestic and international transits. Coverage scope depends on policy terms, routes, and nature of goods being shipped.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
