Services
<strong>4 Wheeler</strong> Insurance

Trusted IRDAI-Certified
Insurance Partner

4 Wheeler Insurance

Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.

    What’s Covered

    About 4-Wheeler Insurance

    4-Wheeler insurance protects your car against accidents, theft, fire, and third-party liabilities. Many car owners seek the best insurance company for 4 wheeler policies to ensure financial protection, smooth claim settlement, and peace of mind while driving, safeguarding their vehicle from unexpected expenses.

    What is Included in the Plan

    Own Damage Coverage Protection

    Covers repair or replacement costs for your car in case of accidents, fire, or natural calamities, ensuring minimal financial burden and uninterrupted vehicle use.

    Third-Party Liability Coverage

    Provides legal and financial protection against damages or injuries caused to third parties in case of an accident involving your car.

    Personal Accident Cover For Owner

    Offers compensation to the car owner for death or permanent disability resulting from an accident while driving the insured vehicle.

    Theft And Fire Damage Protection

    Protects against financial loss if your car is stolen or damaged due to fire, including repair or replacement costs.

    Roadside Assistance And Towing

    Includes support for breakdowns, towing services, or minor repairs, helping car owners manage emergencies efficiently.

    Claims Support And Survey Assistance

    Professional guidance for claim verification, assessment, and settlement ensures smooth and timely resolution of vehicle-related losses.

    Benefits of 4-Wheeler Insurance

    • Covers Accidents And Damage

      Protects your vehicle financially in case of accidents or unforeseen damage.

    • Third-Party Liability Protection

      Safeguards you from legal and financial claims by third parties.

    • Personal Accident Benefits

      Compensates the driver or owner for injuries or disability.

    • Theft And Fire Protection

      Reduces financial losses due to vehicle theft or fire incidents.

    • Roadside Support Available

      Provides immediate assistance for breakdowns or minor repairs on the road.

    • Smooth Claim Settlement

      Professional support ensures timely verification and hassle-free payout.

    How to Buy

    How to Buy Four Wheeler Insurance in India for Your Car Protection?

    Assess car-related risk exposure, compare four-wheeler insurance coverage options, share vehicle details, finalize limits, and activate protection smoothly with expert guidance, documentation support, and efficient policy issuance services nationwide.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Vehicle

    Identify car type, usage, age, IDV value, and accident risk exposure.

    Compare Coverage

    Review third-party, comprehensive cover, add-ons, exclusions, premiums, and insurer support.

    Share Details

    Provide vehicle registration, owner details, IDV, usage type, and claims history.

    Activate Policy

    Confirm coverage, complete payment, receive policy documents, and start protection immediately.

    Faq’s

    Got questions ?
    we’ve got answers

    What does 4-Wheeler Insurance cover?

    4-Wheeler insurance covers accidental damage, fire, theft, personal accident for the owner, and third-party liability, depending on policy terms and selected coverage options.

    Is third-party coverage mandatory?

    Yes, third-party liability is required by law to protect other people’s property or life in case of an accident.

    Does the policy cover natural disasters?

    Comprehensive policies include coverage for damages caused by floods, storms, earthquakes, or fire, as specified in the policy terms.

    Can roadside assistance be added?

    Yes, most insurers provide optional roadside support, including towing, minor repairs, and emergency assistance during breakdowns.

    Can the policy be customised?

    Yes, policyholders can tailor coverage, add-ons, and premium options based on vehicle type, usage, and individual protection requirements.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734