What’s Covered
Health Insurance helps individuals and families manage medical expenses and unforeseen healthcare costs. Many people look for the best insurance company for health insurance to ensure access to quality care, cashless hospitalisation, and financial support during emergencies, promoting well-being and peace of mind.
Covers medical expenses for hospital stays, surgeries, room charges, and specialist consultations during admitted treatment periods.
Provides protection for medical conditions diagnosed before policy inception, subject to waiting periods and policy terms.
Covers procedures and treatments that do not require overnight hospitalisation, such as minor surgeries or therapies.
Allows policyholders to receive treatment at network hospitals without paying upfront, facilitating hassle-free medical care.
Includes maternity care, childbirth, and newborn coverage, subject to policy waiting periods and conditions.
Offers coverage for critical illnesses, emergency treatments, and related expenses, ensuring timely access to healthcare.
Reduces out-of-pocket healthcare expenses.
Covers treatment at network hospitals.
Ensures long-term medical support.
Hassle-free hospitalisation process.
Includes spouse and children coverage.
Secures health and financial stability.
How to Buy
Assess healthcare needs, compare health insurance coverage options, choose suitable sum insured, share personal details, and activate medical protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify medical needs, family size, budget, and required coverage limits.
Review coverage benefits, hospital network, exclusions, premiums, waiting periods, and features.
Provide personal information, age, medical history, nominee details, and documents.
Confirm plan, complete payment, receive policy documents, and start coverage immediately.
Faq’s
Health insurance covers hospitalisation, surgeries, daycare treatments, pre-existing conditions, maternity benefits, and critical illness expenses, subject to policy terms, limits, and exclusions.
Yes, pre-existing conditions are covered after applicable waiting periods, depending on the policy type and terms.
Yes, most health insurance policies offer cashless treatment at network hospitals, reducing upfront payments.
Yes, many policies provide maternity and newborn coverage, usually after a waiting period of a few years.
Yes, spouse, children, and sometimes parents can be included under a family floater or individual health policy, offering comprehensive coverage.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019