Trusted IRDAI-Certified
Insurance Partner
Combines protection for shop premises, stock, and liabilities to safeguard daily retail operations.
What’s Covered
Running a shop involves daily exposure to fire, theft, and business disruptions. Many retailers look for the best insurance company for Shopkeeper Insurance to protect their premises, stock, and liabilities. This policy offers comprehensive coverage designed to support small and medium retail businesses.
Covers physical damage to the shop structure due to fire, natural calamities, or insured perils. It helps manage repair or rebuilding costs without financial strain.
Insures raw materials, finished goods, and trading stock stored at the shop premises. This is essential for maintaining business continuity after losses.
Provides protection against fire, lightning, flood, storm, and other specified natural events, subject to policy terms and location risks.
Covers loss or damage caused by burglary involving forcible entry or exit. It safeguards valuable stock and shop assets.
Protects against legal liability arising from injury or property damage to customers or third parties within the shop premises.
Includes professional support for claims assessment and settlement. This ensures smoother processing and quicker financial recovery.
Covers multiple shop risks.
Reduces financial losses.
Helps resume operations faster.
Safeguards against legal costs.
Designed for local businesses.
Tailored to shop size.
How to Buy
Assess shop-related risks, compare shopkeeper coverage options, share premises and stock details, finalize limits, and activate comprehensive protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify shop size, stock value, location risks, assets, and coverage requirements.
Review property, stock, liability cover, exclusions, premiums, and insurer claim support.
Provide shop details, stock valuation, security measures, and claims history accurately.
Confirm terms, complete payment, receive policy documents, and start coverage immediately.
Faq’s
It covers shop premises, stock, furniture, fixtures, and liabilities arising from fire, theft, natural calamities, and third-party injuries, subject to policy terms and chosen coverage.
No, burglary coverage generally applies only when there is evidence of forcible or violent entry or exit from the insured premises.
Yes, natural perils such as flood and storm are usually covered, depending on the policy structure and geographic risk.
Yes, tenants can insure stock, contents, and liabilities. Structural coverage is typically taken by the shop owner.
Yes, coverage can be tailored based on shop size, type of goods sold, and risk exposure, ensuring practical protection.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
