Services
<strong>Householders </strong>Insurance

Trusted IRDAI-Certified
Insurance Partner

Householders Insurance

Offers comprehensive coverage for residential property and household contents against unforeseen risks.

    What’s Covered

    What’s Included in Householders Insurance

    Protecting your home goes beyond just the structure. Many homeowners look for the best insurance company for Householders Insurance to secure their property, belongings, and personal liabilities under one policy. This insurance offers comprehensive protection against everyday risks, unexpected damage, and financial losses at home.

    What is Included in the Plan

    Building Structure Coverage

    Covers damage to the home’s structure caused by fire, natural calamities, or other insured events. This ensures repair or rebuilding costs are financially managed.

    Household Contents Protection

    Insures furniture, appliances, electronics, and personal belongings against loss or damage. It helps homeowners recover quickly after unforeseen incidents.

    Valuables And Jewellery Coverage

    Provides coverage for jewellery and valuable items, subject to declaration and limits. This protects high-value possessions within the household.

    Fire And Natural Perils Cover

    Protects the home and contents against risks such as fire, flood, storm, and earthquake, depending on policy terms and location.

    Personal Liability Protection

    Covers legal liability arising from accidental injury or property damage to third parties within the insured premises. This safeguards against unexpected legal expenses.

    Claims And Support Services

    Includes professional assistance for claims assessment and settlement. This ensures smoother processing and timely financial support during stressful situations.

    Benefits of Our Householders Insurance

    • Comprehensive Home Protection

      Covers structure and contents.

    • Financial Security Against Losses

      Reduces repair expenses.

    • Covers Personal Liabilities

      Protects against legal risks.

    • Safeguards Valuables At Home

      Adds extra peace of mind.

    • Supports Quick Recovery

      Helps restore normal living.

    • Flexible Coverage Options

      Tailored to home needs.

    How to Buy

    How to Buy Householders Insurance in India for Your Home Protection?

    Assess home-related risks, compare household insurance coverage options, share property and contents details, finalize limits, and activate comprehensive protection smoothly with expert guidance and efficient policy issuance services nationwide.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Property

    Identify home structure, contents value, location risks, and coverage requirements accurately.

    Compare Coverage

    Review building, contents, liability cover, exclusions, premiums, and insurer claim support.

    Share Details

    Provide property details, contents valuation, security measures, and claims history accurately.

    Activate Policy

    Confirm terms, complete payment, receive policy documents, and start coverage immediately.

    Faq’s

    Got questions ?
    we’ve got answers

    What does Householders Insurance typically cover?

    It covers the home structure, household contents, valuables, and personal liability risks. Coverage applies to insured events such as fire, theft, and natural calamities, subject to policy terms.

    Is jewellery automatically covered under this policy?

    Jewellery is usually covered up to specified limits. High-value items often require separate declaration or additional coverage to ensure adequate protection.

    Does the policy cover rented or leased homes?

    Yes, tenants can insure household contents and personal belongings. Structural coverage typically applies to owners, while contents cover suits tenants and renters.

    Are natural disasters included in Householders Insurance?

    Yes, common natural perils like flood, storm, and earthquake are generally included, depending on location and chosen coverage options.

    Can Householders Insurance be customised?

    Yes, policies can be tailored based on property size, contents value, and specific risk exposure, ensuring relevant and cost-effective protection.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734