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<strong>Money </strong>Insurance

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Money Insurance

Provides financial security for cash in hand, in transit, or stored on business premises.

    What’s Covered

    What’s Included in Money Insurance

    Businesses handling cash face daily exposure to loss and theft. Many organisations look for the best insurance company for Money Insurance to protect cash in transit and on premises. This policy covers financial losses arising from burglary, robbery, or accidental causes, helping maintain liquidity and operational confidence.

    What is Included in the Plan

    Cash In Transit Coverage

    Covers loss of cash while being transported between offices, banks, or client locations. Protection applies against theft, robbery, or accidents during authorised transit activities.

    Cash At Premises Protection

    Insures cash stored at business premises during working and non-working hours. This helps protect daily collections, petty cash, and temporary cash holdings from unforeseen incidents.

    Robbery And Hold Up Losses

    Provides coverage for loss due to robbery, hold-up, or attempted theft involving force or threat. This is critical for retail outlets and cash-intensive businesses.

    Employee Carrying Cash Risk

    Covers loss of money carried by authorised employees during official duties. It reduces exposure arising from human movement and routine financial operations.

    Accidental Loss Coverage

    Protects against accidental loss or damage to cash during handling or transit. This ensures financial support even in non-criminal loss scenarios.

    Claims Assessment Support

    Includes professional assistance for loss verification and claims processing. This ensures transparent evaluation and timely settlement of genuine claims.

    Benefits of Our Money Insurance

    • Protects Cash Intensive Businesses

      Ideal for daily cash handling.

    • Reduces Financial Shock

      Covers sudden cash losses.

    • Supports Business Continuity

      Maintains liquidity flow.

    • Covers Transit And Storage

      All-round cash protection.

    • Improves Risk Management

      Strengthens internal controls.

    • Flexible Coverage Limits

      Aligned to cash exposure.

    How to Buy

    How to Buy Money Insurance in India for Your Business Operations?

    Assess cash handling risks, compare money insurance coverage options, share business and cash movement details, finalize limits, and activate protection smoothly with expert guidance and efficient policy issuance services nationwide.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Exposure

    Identify cash-in-hand, transit amounts, handling processes, and potential loss risks.

    Compare Coverage

    Review cash-in-safe, transit cover, exclusions, limits, premiums, and insurer support.

    Share Details

    Provide cash limits, transit routes, security measures, business profile, and claims history.

    Activate Policy

    Confirm terms, complete payment, receive policy documents, and start coverage immediately.

    Faq’s

    Got questions ?
    we’ve got answers

    What does Money Insurance typically cover?

    Money Insurance covers loss of cash due to robbery, theft, hold-up, or accidental causes while cash is in transit or stored at insured premises, subject to policy terms and defined limits.

    Is employee negligence covered under Money Insurance?

    Losses purely due to negligence without theft or accident are usually excluded. Coverage applies when loss results from insured events such as robbery, accident, or forcible incidents.

    Does the policy cover cash during bank deposits?

    Yes, cash is covered while being transported to or from banks, provided the transit is authorised and follows declared routes and conditions specified in the policy.

    Are limits different for cash at premises and transit?

    Yes, separate limits generally apply for cash at premises and cash in transit. These limits should be aligned with actual cash handling patterns to avoid underinsurance.

    Can Money Insurance be customised for business needs?

    Absolutely. Coverage can be structured based on business type, cash volume, transit frequency, and risk exposure, ensuring practical and relevant protection.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734