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Compensates businesses for profit losses caused by machinery breakdown, production stoppages, and extended operational downtime.
What’s Covered
Machine Loss of Profit Insurance protects businesses from financial losses caused by breakdown of critical machinery that disrupts operations. It compensates for loss of income, ongoing expenses, and recovery costs, helping organisations maintain cash flow and operational stability during unexpected equipment failures.
Covers reduction in turnover resulting from machinery breakdown. This ensures businesses can manage financial commitments while production or operations remain temporarily halted.
Provides protection for ongoing expenses such as salaries, rent, interest, and utilities during the interruption period. This helps maintain financial stability until normal operations resume.
Covers additional costs incurred to speed up repairs or continue production, including temporary machinery hire or outsourcing. This supports faster recovery and minimises business downtime.
Compensates for operational disruptions caused by mechanical or electrical failure of insured machinery. Coverage helps reduce the financial impact of unexpected production stoppages.
Covers loss of profit during the defined indemnity period following a machinery breakdown. This ensures businesses have sufficient time to recover revenue without financial pressure.
Includes assistance with claim documentation, assessment, and settlement. Expert guidance helps ensure smooth claim processing and quicker financial recovery.
Covers income loss during machinery breakdown interruptions.
Supports ongoing expenses when production is halted.
Funds extra expenses to restart operations faster.
Minimises losses caused by unexpected equipment breakdown.
Ensures business survival during extended machinery outages.
Tailored coverage based on equipment type and usage.
How to Buy
Assess business interruption risks due to machinery breakdown, compare MLOP coverage options, share operational details, finalize indemnity limits, and activate protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify critical machines, dependency levels, downtime impact, and potential profit loss.
Review indemnity period, insured profits, exclusions, deductibles, premiums, and insurer expertise.
Provide machinery data, production details, financials, breakdown history, and maintenance records.
Confirm terms, complete formalities, receive policy documents, and start coverage immediately.
Faq’s
Manufacturing units, processing plants, and businesses dependent on machinery should consider this policy. It protects against loss of income caused by machinery breakdown, ensuring financial stability and continuity while repairs or replacements are carried out.
The policy covers loss of profit, fixed expenses, and extra costs incurred due to machinery breakdown. Coverage applies during the indemnity period and is subject to policy terms, limits, and conditions.
No, it is not mandatory. However, it is strongly recommended for businesses where machinery downtime can significantly impact revenue and operational continuity.
Yes, Machine Loss of Profit Insurance is usually taken along with Machinery Breakdown Insurance. While breakdown insurance covers repair costs, this policy covers the resulting loss of income.
Yes, coverage can be tailored based on industry type, machinery value, production dependency, and risk exposure. Customisation ensures relevant protection aligned with business operations and financial needs.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
