Trusted IRDAI-Certified
Insurance Partner
Compensates businesses for income loss resulting from fire incidents, operational disruptions, and extended recovery periods.
What’s Covered
Fire Loss of Profit Insurance protects businesses from financial losses caused by fire-related damage to property, stock, or equipment that disrupts operations. It compensates for lost revenue, covers ongoing expenses, and ensures businesses can recover quickly while maintaining operational and financial stability.
Covers loss of income resulting from fire-related damage that halts business operations. This ensures businesses can manage ongoing expenses and maintain financial stability during recovery.
Provides coverage for ongoing expenses such as salaries, rent, and utilities during the downtime caused by a fire. This helps businesses stay solvent while operations are restored.
Covers additional costs incurred to restore operations quickly, including temporary relocation, hiring, or equipment rental. This ensures faster resumption of business activities.
Provides protection for loss or damage to inventory caused by fire. Businesses can replace stock without major financial burden, maintaining customer commitments.
Compensates for revenue lost during temporary closure or operational disruption caused by fire incidents, helping businesses maintain cash flow and financial health.
Includes support for filing claims, documentation, and dispute resolution. Advisory services help ensure timely settlement and efficient recovery of lost profits.
Covers income lost due to operational disruption effectively.
Supports financial obligations while business recovers from fire.
Ensures salaries, rent, and utilities are paid reliably.
Facilitates fast resumption of operations after incidents.
Minimises losses from fire-related interruptions efficiently.
Tailored policies based on business size and operations.
How to Buy
Assess business interruption risks due to fire incidents, compare loss of profit coverage options, share operational and financial details, finalize indemnity limits, and activate protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify fire risks, critical operations, downtime exposure, and potential profit loss.
Review indemnity period, gross profit basis, exclusions, deductibles, premiums, and insurer expertise.
Provide business financials, fire policy details, operational data, and claims history.
Confirm terms, complete documentation, receive policy documents, and start coverage immediately.
Faq’s
Businesses with physical premises, inventory, or equipment should consider this insurance. It protects against revenue losses caused by fire, ensuring financial stability, continuity of operations, and the ability to meet ongoing expenses during recovery periods.
Coverage includes loss of income, fixed costs, extra expenses, inventory loss, and business interruption due to fire. Claims are settled per policy terms to help businesses resume operations efficiently.
No, it is not legally required. However, it is highly recommended for businesses to safeguard revenue and operational continuity in case of fire incidents.
Yes, extra expenses such as temporary relocation, equipment rental, or hiring staff to resume operations are included under the policy, ensuring minimal disruption to business activities.
Yes, policies can be tailored to the type of business, size, revenue, and operational needs, ensuring relevant protection aligned with industry requirements and financial priorities.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
