Trusted IRDAI-Certified
Insurance Partner
Affordable, well-rounded benefits
designed to support employee wellbeing,
financial security, and long-term workplace satisfaction.
What’s Covered
Mega Risk Policy offers comprehensive protection for large-scale industrial and commercial assets, covering property, machinery, stock, and operations against fire, natural disasters, theft, and accidental damage. It ensures business continuity, mitigates financial exposure, and helps enterprises recover quickly from high-value losses.
Protects property, machinery, and stock against fire, explosions, lightning, and riots. Coverage ensures businesses can rebuild or replace damaged assets without significant financial strain.
Covers losses due to floods, storms, earthquakes, cyclones, and other environmental disasters. This enables enterprises to restore operations and minimise downtime caused by natural risks.
Provides protection against loss or damage caused by theft, burglary, or malicious acts. Compensation safeguards critical assets and helps maintain operational stability.
Covers accidental breakdown, mechanical failure, or electrical faults in machinery and equipment. Timely repair or replacement minimises production interruption and financial impact.
Provides compensation for revenue loss due to temporary closure or operational disruption from insured events. This helps businesses manage cash flow and maintain financial stability during recovery.
Includes support for claim filing, documentation, and dispute resolution. Expert guidance ensures faster settlement, reducing administrative burden and enabling swift resumption of normal operations.
Covers losses to property, machinery, and stock efficiently.
Ensures continuity of business during unforeseen events.
Protects against floods, earthquakes, storms, and related damages.
Maintains cash flow despite operational interruptions.
Mitigates high-value losses from accidents or theft.
Tailored policies based on business scale and industry risks.
How to Buy
Assess large-scale operational risks, compare mega risk coverage options, share asset and exposure details, finalize high-value limits, and activate comprehensive protection smoothly with expert guidance and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify high-value assets, operational scale, risk concentration, and potential loss scenarios.
Review coverage limits, perils insured, exclusions, deductibles, premiums, and insurer capacity.
Provide asset schedules, valuation reports, risk engineering details, and claims history.
Confirm terms, complete formalities, receive policy documents, and start coverage immediately.
Faq’s
Large industrial, commercial, and manufacturing enterprises should consider this policy. It protects property, machinery, stock, and operations from high-value losses caused by fire, theft, natural disasters, and accidental damage, ensuring operational continuity and financial security.
Coverage includes fire, natural calamities, theft, machinery breakdown, accidental damage, business interruption, and claim support, providing comprehensive protection for high-value assets and enterprise operations.
No, it is not legally required. However, Mega Risk Policy is highly recommended to safeguard substantial investments, minimise financial exposure, and support uninterrupted operations for large-scale enterprises.
Yes, the policy compensates for revenue loss due to temporary closure or operational disruption caused by insured perils, helping maintain cash flow during recovery periods.
Yes, policies can be tailored based on industry type, asset value, machinery, operations, and risk profile, ensuring relevant protection aligned with business needs and financial priorities.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
