Trusted IRDAI-Certified
Insurance Partner
Protects businesses from customer payment defaults, securing cash flow and reducing financial risk on credit sales.
What’s Covered
Trade Credit Insurance protects businesses from financial losses caused by customer non‑payment or insolvency. It covers unpaid invoices, bad debts, and associated legal costs, helping companies maintain cash flow, safeguard revenues, and trade confidently while expanding into domestic and international markets with reduced financial risk.
Covers losses when buyers or clients fail to pay invoices within agreed terms. This ensures businesses can manage receivables without affecting operational cash flow or financial stability.
Provides compensation when customers become bankrupt, insolvent, or unable to meet payment obligations. This safeguards businesses against unexpected financial shocks from credit risk exposure.
Includes costs for pursuing unpaid invoices through legal channels or debt recovery services. This ensures effective collection efforts without disrupting regular business operations.
Extends coverage for international trade transactions, protecting against political, economic, or buyer-related risks abroad. This enables businesses to expand confidently into foreign markets.
Our team provides prompt global assistance support.
Policies can be customised with higher limits, extended coverage, or specific buyer risk protection. This ensures alignment with industry, transaction size, and operational needs.
Protects revenue when customers fail to pay invoices.
Ensures predictable working capital for daily operations.
Reduces risk when trading with foreign clients confidently.
Covers expenses involved in debt recovery professionally.
Demonstrates strong risk management practices to partners.
Tailored policies based on industry, size, and exposure.
How to Buy
Assess buyer credit risk, compare trade credit coverage options, share sales and debtor details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services.
Instant & personalised
No impact on credit score
No hidden fees
Identify customers, credit terms, payment history, and potential default risk exposure levels.
Review insured turnover, buyer limits, exclusions, waiting periods, premiums, and insurer support.
Provide sales data, buyer list, credit limits, payment terms, and claims history.
Confirm coverage, complete documentation, make payment, receive policy, and secure receivables nationwide.
Faq’s
Businesses extending credit to clients, domestic or international, should opt for Trade Credit Insurance. It protects against financial losses from non-payment, insolvency, or delayed payments, ensuring operational stability and enabling safer business growth.
Coverage includes unpaid invoices, buyer insolvency, defaults, and legal costs related to recovery. Policies can also include credit monitoring and risk advisory to proactively manage trade-related financial exposure.
Trade Credit Insurance is not legally mandatory but is highly recommended for businesses offering credit terms. It mitigates financial risk, protects cash flow, and reassures lenders, partners, and stakeholders.
Yes, many policies extend coverage to international trade, including political risks, currency issues, and buyer insolvency. This enables businesses to expand globally with confidence and reduced financial exposure.
Yes, policies can be tailored based on industry, transaction size, buyer risk, and operational needs. Customisation ensures protection aligns with specific business risks and financial exposure.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019
Contactus@dishainsurance.com
9319222734
