What’s Covered
POSI (Professional Indemnity and Other Services Insurance) Policy protects businesses and professionals against claims arising from errors, omissions, or negligent advice in the services they provide. It covers legal costs, settlements, and damages, helping organisations manage professional liability while maintaining client trust and operational continuity.
Protects against claims resulting from errors, omissions, or negligent advice in professional services. This ensures financial security and allows businesses to continue operations without disruption or reputational damage.
Covers expenses for lawyer fees, court proceedings, and associated legal costs. This allows businesses to respond to claims efficiently while preserving internal resources for core activities.
Pays for settlements or damages awarded to clients due to covered professional errors. This reduces financial exposure and ensures continuity of client relationships.
Includes claims brought by clients, partners, or external stakeholders alleging professional negligence or breach of duty. This ensures timely claim resolution and reduces reputational and financial impact.
Protects against claims arising from failure to meet contractual obligations or professional responsibilities. This is crucial for consultants, advisors, and service providers delivering expert guidance or technical services.
Provides protection for claims relating to services rendered prior to the policy start date, subject to terms. This ensures ongoing security against delayed claims from previous work engagements.
Protects businesses from financial loss due to negligence.
Manages litigation costs efficiently and professionally.
Ensures strong business relationships despite claims.
Helps meet industry and client obligations effectively.
Minimises impact of claims on revenues and assets.
Tailored solutions for consulting, advisory, IT, and technical sectors.
How to Buy
Assess capital market risks, compare POSI coverage options, share company and offering details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services nationwide.
Instant & personalised
No impact on credit score
No hidden fees
Identify offering structure, directors exposure, regulatory risks, and potential securities claims liabilities.
Review limits, exclusions, retroactive dates, defense costs, premiums, and insurer expertise levels.
Provide company profile, financials, offering documents, claims history, and governance practices details.
Confirm terms, complete payment, receive policy documents, and activate POSI coverage immediately.
Faq’s
A POSI Policy is ideal for consultants, advisors, IT professionals, and service providers. It protects against financial loss claims arising from professional errors, omissions, or negligence, ensuring credibility and uninterrupted service delivery for clients across industries.
Coverage includes claims arising from professional mistakes, errors, omissions, breach of duty, or failure to meet contractual obligations. Legal defence, settlements, and damages are included, subject to policy terms, exclusions, and coverage limits.
POSI Policies are not legally required but are strongly recommended. Many clients or contracts may require proof of coverage, and it is considered best practice to mitigate risk and maintain professional credibility.
Yes, retroactive coverage is available for services provided prior to the policy start date. This protects businesses against delayed claims or issues discovered after project completion or advisory engagements.
Yes, POSI Policies can be tailored with specific limits, extensions, and exclusions based on industry, service type, client base, and risk exposure. Customisation ensures relevant protection aligned with operational and contractual requirements.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019