Services
<strong>POSI Policy</strong>

Trusted IRDAI-Certified
Insurance Partner

POSI Policy

Protects companies, directors, and officers against liabilities arising from public offerings and securities-related claims.

    What’s Covered

    What’s Included in POSI Policy

    POSI (Professional Indemnity and Other Services Insurance) Policy protects businesses and professionals against claims arising from errors, omissions, or negligent advice in the services they provide. It covers legal costs, settlements, and damages, helping organisations manage professional liability while maintaining client trust and operational continuity.

    What is Included in the Plan

    Coverage For Professional Negligence

    Protects against claims resulting from errors, omissions, or negligent advice in professional services. This ensures financial security and allows businesses to continue operations without disruption or reputational damage.

    Legal Defence And Litigation Costs

    Covers expenses for lawyer fees, court proceedings, and associated legal costs. This allows businesses to respond to claims efficiently while preserving internal resources for core activities.

    Settlement And Compensation Coverage

    Pays for settlements or damages awarded to clients due to covered professional errors. This reduces financial exposure and ensures continuity of client relationships.

    Third Party Claim Protection

    Includes claims brought by clients, partners, or external stakeholders alleging professional negligence or breach of duty. This ensures timely claim resolution and reduces reputational and financial impact.

    Breach Of Contract And Duty Coverage

    Protects against claims arising from failure to meet contractual obligations or professional responsibilities. This is crucial for consultants, advisors, and service providers delivering expert guidance or technical services.

    Retroactive And Past Work Coverage

    Provides protection for claims relating to services rendered prior to the policy start date, subject to terms. This ensures ongoing security against delayed claims from previous work engagements.

    Benefits of Our POSI Policy

    • Shields Against Professional Errors

      Protects businesses from financial loss due to negligence.

    • Covers Legal Defence Expenses

      Manages litigation costs efficiently and professionally.

    • Maintains Client Confidence And Trust

      Ensures strong business relationships despite claims.

    • Supports Contractual Compliance Requirements

      Helps meet industry and client obligations effectively.

    • Reduces Financial Risk Exposure

      Minimises impact of claims on revenues and assets.

    • Customisable For Various Professions

      Tailored solutions for consulting, advisory, IT, and technical sectors.

    How to Buy

    How to Buy POSI Insurance Policy in India?

    Assess capital market risks, compare POSI coverage options, share company and offering details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services nationwide.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Exposure

    Identify offering structure, directors exposure, regulatory risks, and potential securities claims liabilities.

    Compare Coverage

    Review limits, exclusions, retroactive dates, defense costs, premiums, and insurer expertise levels.

    Share Details

    Provide company profile, financials, offering documents, claims history, and governance practices details.

    Activate Policy

    Confirm terms, complete payment, receive policy documents, and activate POSI coverage immediately.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should opt for a POSI Policy?

    A POSI Policy is ideal for consultants, advisors, IT professionals, and service providers. It protects against financial loss claims arising from professional errors, omissions, or negligence, ensuring credibility and uninterrupted service delivery for clients across industries.

    What incidents are covered under this policy?

    Coverage includes claims arising from professional mistakes, errors, omissions, breach of duty, or failure to meet contractual obligations. Legal defence, settlements, and damages are included, subject to policy terms, exclusions, and coverage limits.

    Is POSI Policy mandatory?

    POSI Policies are not legally required but are strongly recommended. Many clients or contracts may require proof of coverage, and it is considered best practice to mitigate risk and maintain professional credibility.

    Does the policy cover past work?

    Yes, retroactive coverage is available for services provided prior to the policy start date. This protects businesses against delayed claims or issues discovered after project completion or advisory engagements.

    Can coverage be customised for different sectors?

    Yes, POSI Policies can be tailored with specific limits, extensions, and exclusions based on industry, service type, client base, and risk exposure. Customisation ensures relevant protection aligned with operational and contractual requirements.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734