What’s Covered
Cyber and Crime Insurance protects businesses against financial loss from cyber attacks, data breaches, and fraudulent activities. It covers legal costs, notification expenses, and loss recovery, helping organisations manage evolving digital risks while safeguarding reputation, customer trust, and operational continuity in an increasingly technology‑driven business environment.
Covers costs arising from unauthorized access, disclosure, or misuse of sensitive data. This includes notification expenses, legal costs, and fines, ensuring organisations can respond quickly while maintaining compliance with privacy laws and safeguarding customer trust.
Provides coverage for ransom payments, negotiation, and associated recovery costs in the event of ransomware attacks or cyber extortion. This enables businesses to respond promptly and mitigate financial and operational impact.
Protects against financial losses caused by employee fraud, social engineering, or external criminal activity. The coverage includes investigative and recovery costs, helping organisations minimise business disruption and recover lost funds efficiently.
Covers loss of income and operational expenses during downtime caused by cyber incidents. This helps organisations maintain financial stability while restoring systems, data, and critical processes after a cyber attack.
Covers claims arising from system failures, malware infections, or security breaches affecting clients or partners. This includes damages and defence costs, helping businesses manage third-party claims resulting from IT disruptions.
Provides access to legal counsel, cyber forensics, and incident response specialists. These services support regulatory compliance, investigation, and timely resolution of cyber and crime incidents, reducing operational, reputational, and financial impact.
Protects businesses against theft, fraud, and ransomware costs effectively.
Helps meet data protection and privacy law obligations efficiently.
Provides resources to restore systems and operations promptly.
Covers costs of legal defence and forensic investigations professionally.
Maintains confidence of customers, partners, and stakeholders reliably.
Tailored protection based on industry, size, and risk profile.
How to Buy
Assess cyber and financial crime risks, compare coverage options, share business details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services today securely.
Instant & personalised
No impact on credit score
No hidden fees
Identify cyber threats, fraud exposure, data sensitivity, and potential financial loss scenarios.
Compare cyber liability, crime coverage, exclusions, response services, premiums, and insurer expertise.
Provide business profile, IT controls, transaction volumes, claims history, and security practices.
Confirm terms, complete payment, receive policy documents, and activate protection immediately nationwide.
Faq’s
Cyber and Crime Insurance is essential for organisations relying on digital systems, handling sensitive data, or exposed to online financial transactions. It benefits businesses of all sizes seeking to mitigate financial, operational, and reputational risks from cyber attacks, fraud, and data breaches in today’s connected environment.
Coverage typically includes data breaches, ransomware attacks, phishing or social engineering fraud, network security failures, system outages, and employee or external financial crime. Policies provide legal defence, notification costs, and financial loss recovery subject to terms, exclusions, and limits defined in the agreement.
While reputational damage itself is not directly covered, associated costs like public notifications, crisis management, and client communication expenses may be reimbursed under the policy. This helps organisations restore trust and credibility following cyber incidents or fraudulent activity efficiently.
Yes, policies are available for businesses of all sizes. Coverage and premiums are tailored according to digital exposure, employee count, turnover, and risk profile, ensuring even smaller enterprises can access protection against cyber threats and financial crimes.
Absolutely. Organisations can include specific protections such as enhanced ransomware coverage, third party liability, or financial crime extensions. Customisation ensures policies align with sector specific risks, regulatory obligations, and operational requirements for maximum relevance and effectiveness.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019