Services
<strong>Cyber & Crime</strong> Insurance

Trusted IRDAI-Certified
Insurance Partner

Cyber & Crime Insurance

Shields organizations from cyberattacks, data breaches, fraud, and digital financial crimes.

    What’s Covered

    About Cyber and Crime Insurance

    Cyber and Crime Insurance protects businesses against financial loss from cyber attacks, data breaches, and fraudulent activities. It covers legal costs, notification expenses, and loss recovery, helping organisations manage evolving digital risks while safeguarding reputation, customer trust, and operational continuity in an increasingly technology‑driven business environment.

    What is Included in the Plan

    Data Breach And Privacy Liability

    Covers costs arising from unauthorized access, disclosure, or misuse of sensitive data. This includes notification expenses, legal costs, and fines, ensuring organisations can respond quickly while maintaining compliance with privacy laws and safeguarding customer trust.

    Cyber Extortion And Ransomware Protection

    Provides coverage for ransom payments, negotiation, and associated recovery costs in the event of ransomware attacks or cyber extortion. This enables businesses to respond promptly and mitigate financial and operational impact.

    Fraud And Financial Crime Coverage

    Protects against financial losses caused by employee fraud, social engineering, or external criminal activity. The coverage includes investigative and recovery costs, helping organisations minimise business disruption and recover lost funds efficiently.

    Business Interruption Due To Cyber Events

    Covers loss of income and operational expenses during downtime caused by cyber incidents. This helps organisations maintain financial stability while restoring systems, data, and critical processes after a cyber attack.

    Network Security And System Failure Liability

    Covers claims arising from system failures, malware infections, or security breaches affecting clients or partners. This includes damages and defence costs, helping businesses manage third-party claims resulting from IT disruptions.

    Legal And Forensic Support Services

    Provides access to legal counsel, cyber forensics, and incident response specialists. These services support regulatory compliance, investigation, and timely resolution of cyber and crime incidents, reducing operational, reputational, and financial impact.

    Benefits of Director and Officer Liability Insurance

    • Mitigates Financial Loss From Cybercrime

      Protects businesses against theft, fraud, and ransomware costs effectively.

    • Supports Regulatory Compliance Requirements

      Helps meet data protection and privacy law obligations efficiently.

    • Ensures Faster Incident Recovery

      Provides resources to restore systems and operations promptly.

    • Reduces Legal And Investigation Expenses

      Covers costs of legal defence and forensic investigations professionally.

    • Protects Reputation And Client Trust

      Maintains confidence of customers, partners, and stakeholders reliably.

    • Customisable Coverage For Organisation Needs

      Tailored protection based on industry, size, and risk profile.

    How to Buy

    How to Buy Cyber and Crime
    Insurance in India for Businesses Safely

    Assess cyber and financial crime risks, compare coverage options, share business details, finalize limits, and activate protection smoothly with expert guidance, compliance support, and efficient policy issuance services today securely.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Risks

    Identify cyber threats, fraud exposure, data sensitivity, and potential financial loss scenarios.

    Compare Coverage

    Compare cyber liability, crime coverage, exclusions, response services, premiums, and insurer expertise.

    Share Details

    Provide business profile, IT controls, transaction volumes, claims history, and security practices.

    Activate Policy

    Confirm terms, complete payment, receive policy documents, and activate protection immediately nationwide.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should consider Cyber and Crime Insurance?

    Cyber and Crime Insurance is essential for organisations relying on digital systems, handling sensitive data, or exposed to online financial transactions. It benefits businesses of all sizes seeking to mitigate financial, operational, and reputational risks from cyber attacks, fraud, and data breaches in today’s connected environment.

    What types of incidents are covered under this policy?

    Coverage typically includes data breaches, ransomware attacks, phishing or social engineering fraud, network security failures, system outages, and employee or external financial crime. Policies provide legal defence, notification costs, and financial loss recovery subject to terms, exclusions, and limits defined in the agreement.

    Does this insurance cover reputational damage?

    While reputational damage itself is not directly covered, associated costs like public notifications, crisis management, and client communication expenses may be reimbursed under the policy. This helps organisations restore trust and credibility following cyber incidents or fraudulent activity efficiently.

    Are small businesses eligible for Cyber and Crime coverage?

    Yes, policies are available for businesses of all sizes. Coverage and premiums are tailored according to digital exposure, employee count, turnover, and risk profile, ensuring even smaller enterprises can access protection against cyber threats and financial crimes.

    Can coverage be customised for industry needs?

    Absolutely. Organisations can include specific protections such as enhanced ransomware coverage, third party liability, or financial crime extensions. Customisation ensures policies align with sector specific risks, regulatory obligations, and operational requirements for maximum relevance and effectiveness.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734