What’s Covered
Group Travel Insurance protects employees travelling for business against medical emergencies, travel disruptions, and unforeseen risks during domestic or international trips. It ensures employees remain protected beyond the workplace while helping organisations manage travel related risks through structured coverage and reliable support as part of employee benefit programs.
Covers hospitalisation and medical treatment expenses arising during business travel. This includes doctor consultations, diagnostics, and emergency care, ensuring employees receive timely medical attention without financial burden while travelling for official purposes.
Provides financial compensation in case of accidental death or permanent disability during travel. This benefit supports employee families and reinforces the employer’s responsibility towards workforce safety during business related journeys.
Covers non refundable expenses if a trip is cancelled or cut short due to medical emergencies or unforeseen events. This reduces financial losses for both employees and employers managing frequent corporate travel schedules.
Provides reimbursement for loss or delay of checked in baggage during travel. This helps employees replace essential items quickly and continue business commitments without unnecessary disruption or personal expense.
Covers costs related to loss of passport while travelling abroad, including assistance for documentation and emergency services. This ensures smoother resolution during stressful situations in unfamiliar locations.
Offers protection across multiple countries, subject to policy terms. Ideal for organisations with employees travelling internationally, ensuring consistent coverage regardless of destination or duration of official travel.
Ensures safety and financial support beyond office premises.
Minimises liabilities arising from employee travel incidents.
Lower costs compared to individual travel insurance plans.
Employees travel assured knowing risks are covered.
Single policy supports multiple trips and employees.
Adds essential travel protection alongside health coverage.
How to Buy
Plan employee travel coverage, compare insurer offerings, share traveler details, and activate comprehensive protection easily with expert support and quick policy issuance.
Instant & personalised
No impact on credit score
No hidden fees
Identify travel destinations, duration, employee count, and coverage requirements.
Review medical cover, trip protection, limits, and insurer assistance services.
Submit traveler information and documents for accurate policy issuance.
Finalize plan, complete payment, and start travel coverage instantly.
Faq’s
Group travel insurance is ideal for organisations with employees travelling for meetings, conferences, or project work. It ensures employee safety during official travel and helps employers manage medical, accident, and travel related risks efficiently as part of structured employee benefit offerings.
Yes, most group travel insurance plans offer international coverage, subject to policy terms. Coverage includes medical emergencies, accidents, baggage loss, and travel disruptions, making it suitable for employees travelling overseas on official business assignments or short term projects.
Group travel insurance generally applies only to official business travel. Personal travel or vacation trips are usually excluded unless specifically mentioned in the policy. Employers should clarify coverage scope to employees before travel to avoid confusion.
Employees can access emergency assistance through insurer helplines and file claims with supporting documents after travel. A broker assists with coordination, documentation, and follow ups to ensure smoother claim settlements with minimal delays.
Yes, employers can customise coverage based on destinations, frequency of travel, and employee roles. Add ons like higher medical limits or extended trip duration can be included to align the policy with organisational travel patterns and risk exposure.
Disha Capital Insurance Brokers Pvt Ltd
Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019