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Group <strong>Travel </strong> Insurance

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Group Travel Insurance

Comprehensive travel protection for employees, covering medical emergencies, trip disruptions, and unexpected risks during business journeys.

    What’s Covered

    About Group Travel Insurance

    Group Travel Insurance protects employees travelling for business against medical emergencies, travel disruptions, and unforeseen risks during domestic or international trips. It ensures employees remain protected beyond the workplace while helping organisations manage travel related risks through structured coverage and reliable support as part of employee benefit programs.

    What is Included in the Plan

    Emergency Medical Treatment Coverage

    Covers hospitalisation and medical treatment expenses arising during business travel. This includes doctor consultations, diagnostics, and emergency care, ensuring employees receive timely medical attention without financial burden while travelling for official purposes.

    Accidental Death And Disability Cover

    Provides financial compensation in case of accidental death or permanent disability during travel. This benefit supports employee families and reinforces the employer’s responsibility towards workforce safety during business related journeys.

    Trip Cancellation And Curtailment Protection

    Covers non refundable expenses if a trip is cancelled or cut short due to medical emergencies or unforeseen events. This reduces financial losses for both employees and employers managing frequent corporate travel schedules.

    Loss Of Baggage Coverage

    Provides reimbursement for loss or delay of checked in baggage during travel. This helps employees replace essential items quickly and continue business commitments without unnecessary disruption or personal expense.

    Passport Loss Assistance Support

    Covers costs related to loss of passport while travelling abroad, including assistance for documentation and emergency services. This ensures smoother resolution during stressful situations in unfamiliar locations.

    Worldwide Travel Coverage Included

    Offers protection across multiple countries, subject to policy terms. Ideal for organisations with employees travelling internationally, ensuring consistent coverage regardless of destination or duration of official travel.

    Benefits of Group Travel Insurance

    • Protects Employees During Business Travel

      Ensures safety and financial support beyond office premises.

    • Reduces Employer Travel Risk Exposure

      Minimises liabilities arising from employee travel incidents.

    • Affordable Group Travel Premiums

      Lower costs compared to individual travel insurance plans.

    • Enhances Employee Confidence While Travelling

      Employees travel assured knowing risks are covered.

    • Simplifies Corporate Travel Management

      Single policy supports multiple trips and employees.

    • Complements Existing Employee Benefit Plans

      Adds essential travel protection alongside health coverage.

    How to Buy

    How to Buy Group Travel
    Insurance in India

    Plan employee travel coverage, compare insurer offerings, share traveler details, and activate comprehensive protection easily with expert support and quick policy issuance.

    • Instant & personalised

    • No impact on credit score

    • No hidden fees

    Assess Travel

    Identify travel destinations, duration, employee count, and coverage requirements.

    Compare Plans

    Review medical cover, trip protection, limits, and insurer assistance services.

    Share Details

    Submit traveler information and documents for accurate policy issuance.

    Activate Policy

    Finalize plan, complete payment, and start travel coverage instantly.

    Faq’s

    Got questions ?
    we’ve got answers

    Who should opt for group travel insurance?

    Group travel insurance is ideal for organisations with employees travelling for meetings, conferences, or project work. It ensures employee safety during official travel and helps employers manage medical, accident, and travel related risks efficiently as part of structured employee benefit offerings.

    Does group travel insurance cover international travel?

    Yes, most group travel insurance plans offer international coverage, subject to policy terms. Coverage includes medical emergencies, accidents, baggage loss, and travel disruptions, making it suitable for employees travelling overseas on official business assignments or short term projects.

    Are personal trips covered under group travel insurance?

    Group travel insurance generally applies only to official business travel. Personal travel or vacation trips are usually excluded unless specifically mentioned in the policy. Employers should clarify coverage scope to employees before travel to avoid confusion.

    How does the claims process work during travel?

    Employees can access emergency assistance through insurer helplines and file claims with supporting documents after travel. A broker assists with coordination, documentation, and follow ups to ensure smoother claim settlements with minimal delays.

    Can group travel insurance be customised for our organisation?

    Yes, employers can customise coverage based on destinations, frequency of travel, and employee roles. Add ons like higher medical limits or extended trip duration can be included to align the policy with organisational travel patterns and risk exposure.

    Contact Details
    • Disha Capital Insurance Brokers Pvt Ltd
      Head Office : 404-A, 43 Chiranjiv Tower, Nehru Place, New Delhi – 110019

    • Branch Offices
      • BBY 6A, 10th Floor, A Wing, Pinnacle Corporate Park, Bandra Kurla Complex, Branda (E), Mumbai, Maharashtra 400051
      • BLR 407, A-Wing, Mittal Tower, MG Road, Bengaluru 560001
      • Chennai 14A, Ground Floor, Gokul Arcade No 2 Sardar patel road, Adyar Chennai
    • Contactus@dishainsurance.com
    • 9319222734