Services

Frequently asked questions?

General Insurance Questions

What types of insurance does Disha Insurance offer?

We offer health, group insurance, commercial lines, liability, engineering, marine, employee benefits, wellness programs, and risk advisory solutions.

How do I choose the right insurance policy?

Our experts assess your risks, business needs, and budget to recommend the most suitable coverage.

Are your insurance solutions customizable?

Yes, all policies can be tailored based on industry, company size, and specific risk requirements.

Is Disha Insurance IRDAI registered?

Yes, we work with IRDAI-approved insurers and follow all regulatory guidelines.

Do you serve individuals or only businesses?

We primarily serve businesses but also support employee-focused and group insurance needs.

How can I get a quote?

You can contact our team online or offline to receive a personalized insurance quote.

Claims & Support

How does the claims process work?

We guide you through claim filing, documentation, insurer coordination, and follow-ups until settlement.

Do you provide claim assistance for all policies?

Yes, we assist with claims across health, group, commercial, and specialty insurance policies.

What documents are required for claims?

Required documents vary by policy but typically include bills, reports, and policy details.

How long does claim settlement take?

Timelines depend on the insurer and claim type, but our support helps speed up processing.

Can you help with rejected or delayed claims?

Yes, we review cases and assist in dispute resolution and claim re-evaluation.

Is claims support available after policy purchase?

Absolutely. Claims assistance is a core part of our ongoing customer support.

Corporate & Employee Benefits

What are employee benefits insurance plans?

They include group health, life, accident, wellness, and financial protection for employees.

Can employee benefits be customized by role or size?

Yes, benefits can be designed for different employee levels and workforce sizes.

Do employee benefits include family coverage?

Many plans allow coverage for spouses, children, and dependents.

Are wellness programs included in employee benefits?

Yes, wellness initiatives like health checkups and mental wellbeing programs can be included.

How do benefits help businesses?

They improve employee retention, morale, productivity, and employer branding.

Do you support onboarding and administration?

Yes, we assist with onboarding, policy management, and employee communication.