Payment Terms and
Conditions of Disha Insurance

1.  Booking Amount

• For Indian Nationals: ₹ 3,000 + 18% GST = ₹ 3,540
• Foreign Nationals: $100 USD (approximately ₹ 7,000)

2. Payment Method

• Payment can be made through cash, credit/debit card, or bank transfer.
• For foreign nationals, payment can be made through credit/debit card or bank transfer in USD.

3. Payment Timeline

• Booking amount must be paid at the time of scheduling an appointment.
• Balance payment must be made on the day of the treatment.

4. Refund Policy

• Refund of booking amount will be made as per the refund policy of Disha Insurance.
• Refund of balance payment will be made only in case of cancellation of treatment by Disha Insurance.

5. Cancellation Policy

• If the patient cancels the treatment, the booking amount will not be refunded.
• If Disha Insurance cancels the treatment, the booking amount will be refunded.

6. GST

• GST will be charged as per the prevailing rate.
• GST amount will be mentioned separately in the invoice.

7. Foreign Exchange

• For foreign nationals, payment can be made in USD.
• The exchange rate will be as per the prevailing rate.

8. Payment Confirmation

• Payment confirmation will be sent to the patient through email or SMS.
• Patient must produce the payment confirmation at the time of treatment.

Note

• Prices are subject to change without prior notice.
• Disha Insurance reserves the right to modify the payment terms and conditions without prior notice.
• Please check our website for the latest payment terms and conditions.
• refund policy updates.